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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Finally a community-centred bank

Monzo is simple, intuitive, transparent, reliable, easy to understand and use, thinks about your needs before you realise you might have them and, on top of it, has a sense of humour! Happy I found it. Reviewed on: 13th April 2021

Great bank

Monzo is great, with lots of excellent features that has made my life so much easier such as being able to get my wages a day early Reviewed on: 13th April 2021

Easy and transparent

Monzo's app make it very easy to manage your money, but it also helps that they are more transparent than other banks. Reviewed on: 13th April 2021

Banking revolutionised

Monzo has completely changed the way I view banking and finances. It enables me to manage my spending with full visibility and makes me feel like I’m able to be in charge of my finances Reviewed on: 13th April 2021

Fantastic

Monzo are the best I honestly can not recommend you enough to family and friends, the best thing I did was switch to monzo Reviewed on: 13th April 2021

Best bank I've been with

Everything, from everyday banking to customer service is outstanding. Never experienced such a caring service. Reviewed on: 13th April 2021

Nice bank

I’ve heard a lot of people saying that Monzo has locked their money, or suddenly closed their account, or unauthorised charges... Well that never happened to me or anyone near me, so I have no complaint Reviewed on: 13th April 2021

Simple, powerful, effective banking.

Monzo gives me all I need for my personal banking right there in one app. I'm a plus customer, so I also can manage my other accounts from the same app, giving me even more control of my finances. A simple yet powerful bank account, with cracking customer service to boot. Reviewed on: 13th April 2021

Monzo is on your side

Monzo is a great bank that I would highly recommend. The features they offer are better than any other bank I have banked with. Any issues are rectified by Monzo very quickly and they keep you very updated. Reviewed on: 13th April 2021

Sack your old bank

Monzo is doing all the right things Reviewed on: 13th April 2021

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