Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19431)

Great bank

5
Perfect for tracking your spending and creating tabs Reviewed on: 13th April 2021

The way banking should be!

5
Monzo is so easy to use, you have everything you need at your finger tips. The pots make budgeting simple and has helped me save thousands over the few years I have been with the bank. The customer service is excellent, although you rarely have to use it as the app is so intuitive, I love everything about Monzo! A true Monzonian Reviewed on: 13th April 2021

Next Generation Banking

5
All the other banks are playing catch up and have been for years. Reviewed on: 13th April 2021

Fantastic bank

5
Fantastic bank never had any problems with them always helpful and there when you need them Reviewed on: 13th April 2021

The best British bank

5
Monzo is the best bank I've used, the customer experience is great and they always have been improving. Reviewed on: 13th April 2021

Best bank in Britain

5
Excellent experience with Monzo. That’s a best bank at this moment in Britain. Reviewed on: 13th April 2021

Modern banking made simple

5
Managing money with Monzo is easy because everything feels so instantaneous. No long waits for move move between accounts and plenty of notice about upcoming payments. Monzo makes staying on top of your finances much easier. Reviewed on: 13th April 2021

Extremely satisfied

5
I’ve been using Monzo since 2017, whilst the app was still in it’s beta version. I honestly can’t recommend the bank enough, and have encouraged numerous friends and family members to open an account. Monzo made it to safe and quick to access my funds while abroad for several months, the app’s interface is user friendly, the customer service team has also been quick to resolve any queries/concerns, and I love using pots to help me organise my money. Reviewed on: 13th April 2021

The best of the best!

5
Great bank, efficient handling of accounts and they have great representatives that help you in their organised chat rooms whenever problems arise. An amazing bank to save with, with numerous benefits and have changed the way I look at money, for the better. Go Monzo! Reviewed on: 13th April 2021

Best bank I've been with

5
Monzo got it right where everyone else didn't, and the app is responsive, well designed, and filled with useful features. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo
  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products