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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Amazing

Everything about Monzo is great. Easy app where you can manage you money and then customer service is top. They use present technology, to which you can speak to someone via the app and most of the times, they will sort it for you. Nice to be in the 21st century. Reviewed on: 13th April 2021

Awesome!

The way I bank has completely changed since switching to Monzo! Feel in control of my money, and how I use it. Not only that Monzo has actively encouraged me to manage my money in a sensible manner! Would never look back now. Reviewed on: 13th April 2021

Excellent bank and customer service.

I've been so impressed with Monzo and their service that I've now made them my main bank account. Excellent customer service and so easy to use. Reviewed on: 13th April 2021

Basic Monzo account offers you all you need from your banking system of XXI century!

Best app on the market, stable, backed by new technology stack. They react to customer needs, offer grows every month and all for free! Reviewed on: 13th April 2021

Fantastic

Excellent online banking app. Easy to use. Excellent customer service. Reviewed on: 13th April 2021

Very different experience to high-street banks

Monzo has helped me get out of debt and start to think about money positively. Although there are some pain points like paying cash in, or cheques in, the overall experience is fantastic. Reviewed on: 13th April 2021

Easy to set up and use

I use Monzo as my primary bank in the UK. The app is faultless, and the experience/customer support is smooth. Reviewed on: 13th April 2021

Incredibly easy to use app

I recently switched my current account from a high street bank to Monzo because it is so much easier to manage my money and it has also been incredibly easy to open a joint account with my partner in preparation for buying a house together. Reviewed on: 13th April 2021

Z Best of Z Best

Just one world. Thank you Monzo. #Monzoman4ever# Reviewed on: 13th April 2021

The future of banking

Simple, clean, efficient, secure. Reviewed on: 13th April 2021

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