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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fantastic features all in one small app

5
They offer so many useful features for keeping tracking and organising money with the use of tags, comments, and pots. Highly recommend them, and love that they are one of the few UK banks which offer free withdrawals of money when abroad which gives me piece of mind for travelling. Reviewed on: 13th April 2021
Katie's avatar
Katie

Best bank out there

5
Never had any issue with them and there banking app is a joy to use Reviewed on: 13th April 2021
Luke Skelton's avatar
Luke Skelton

Awesome bank,

5
Awesome bank, I first got it for spending money to help me save now it’s my main current account, excellent service, easy month deposit brilliant extras Reviewed on: 13th April 2021
Clarkdani123@hotmail.com's avatar
[email protected]

Quick effective essential

5
I've never been so financially stable since using Monzo it clearly outlines my spending allows me to budget effectively with the use of pots and hide my savings in hidden pots so I can effectively save and dip into them also allow you to lock these said pots to avoid temptation of spending. Having a gambling block on the account has also served a major advantage for myself Reviewed on: 13th April 2021
Dean's avatar
Dean

Overhauled my money management abilities

5
I've never been too great at saving or managing my money. Monzo pots, budgets and salary sorting have been key in solving that. I couldn't have done it without those features. To add, features like virtual cards and of course notifications are something I could just not manage easily without, anymore. Reviewed on: 13th April 2021
Kyle's avatar
Kyle

Monzo is great

5
Easy to use Good customer service Well organised app Reviewed on: 13th April 2021
BBB773's avatar
BBB773

Perfect Bank for the future!

5
Everyone you need from a bank of the future! Great customer service Reviewed on: 13th April 2021
Ryan McCann's avatar
Ryan McCann

Great bank

5
Easy to split the bill and send a link to non Monzo users. I like how transferring money to fellow users can be made fun with a message. Helpful when needing a new card sent out or requesting to look into a payment. Reviewed on: 13th April 2021
Tahsina Rahman 's avatar
Tahsina Rahman

Versatile modern banking

5
Recommended to many friends for the modern day banking facility. Versatility and ease of use is paramount. This is the way forward for banking. Reviewed on: 13th April 2021
BTaylor's avatar
BTaylor

Amazing bank

5
Can’t fault it at all, has every single feature you could want Reviewed on: 13th April 2021
Guesty321's avatar
Guesty321

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