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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Best bank

Simple, and secure on my experience the best bank. I love work with this a bank Reviewed on: 13th April 2021

Excellent

Such a good bank! Wouldn’t take my money anywhere else. Reviewed on: 13th April 2021

Brilliant, no hassle service

Easy to use mobile app, clear layout, great notifications. Excellent customer service Reviewed on: 13th April 2021

Great bank, efficient and easy to use

Great bank, efficient systems that are responsive to purchases etc immediately, and easy to navigate. Great product. Reviewed on: 13th April 2021

Wonderfull

Excellent bank, super products and support Reviewed on: 13th April 2021

Never disappointing

I use Monzo since 3 years and I never had problem with anything, so I would recommend it to everyone! Reviewed on: 13th April 2021

Just amazing

Everything about Monzo just makes banking easier would never go back Reviewed on: 13th April 2021

Best bank ever...

I love the simplicity of Monzo. It has really helped me budget better and as a student I don't have a set monthly income, so I like how I can divide my money up into separate pots. Monzo is very clever with regards to direct debits. It knows if a bill is going to be higher than the previous month. I like the bills pot which it automatically moves the money into your current account when they are due to come out. The user interface is very aesthetically pleasing and it is so easy to use. Being able to get income one day early is also a very useful feature especially if it's due on a Monday, means I can get the funds in the Friday before. I am so pleased I switched banks to Monzo :) Reviewed on: 13th April 2021

Intuitive and insightful

Monzo has enabled me to start saving money and stop worrying. After being with Monzo for several years you take for granted how advanced they are. I could never go back to a traditional bank even if I wanted to. Reviewed on: 13th April 2021

Bank of the future

Technology first approach. Really clean, easy to use experience. Reviewed on: 13th April 2021

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