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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

The best bank out there

Monzo is the best bank out there, they changed the game and as you can see, the old style banks are now copying their formula. Reviewed on: 13th April 2021

The bank for the 21st century

I was disappointed with my old bank, too many times needing to access a website not meant for mobile and information was not up to date. Monzo changed all that and added money management on top due to pots and tagging. I wouldn’t be able to go back now. Reviewed on: 13th April 2021

Very good!

Like a bank account is very good and you can use everywhere....is just 1 Point where la little bit confuse is whay hi charge when you withdraw money în another country...maybe they gone fix it!!! Reviewed on: 13th April 2021

No nonsense smart banking

Monzo just works - I moved from Coutts because they charged the earth and added little value, and I don't need leather wallets, I need tech that helps me effortlessly budget and manage my money electronically. Monzo feels more upfront about how they make changes too. I hope they keep up the great work. Reviewed on: 13th April 2021

Incredible

Such an amazing bank! Favourite part is the pots and I can have my money there to see but so I can’t spend it Reviewed on: 13th April 2021

Amazing flexibility and service

Highly recommended great versatility and security and fantastic customer service Reviewed on: 13th April 2021

Game-changing current account app

The ease of use of the Monzo app has been a game-changer in current account accessibility. It offers me protection against fraud risks by notifying me anytime money is spent on my card and allowing me to instantly freeze and unfreeze my card. It offers me low-cost foreign currency conversion so that I can take money out of ATMs when travelling rather than risking carrying lots of cash. And the ease of use of bill-splitting and sending money to friends is second to none. Reviewed on: 13th April 2021

Monzo

The best bank in England. I’m very happy to be customer in that bank and never I’m not gonna close Reviewed on: 13th April 2021

Just makes life easier

Most banks I've used are just a means to an end that I've begrudgingly used as you can't get through life without a bank account. Monzo is the first bank that I've actually enjoyed using their services. Nothing is any harder than it needs to be. Reviewed on: 13th April 2021

Best British Bank

Great customer service with reply in seconds, very secure and handy with the monzo app Reviewed on: 13th April 2021

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