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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

A fantastic, user-friendly and modern bank with all the features you need at your fingertips!

5
Monzo have gone from strength to strength and I’m proud to say I was an early adopter to the Monzo family. The new, modern way of banking at your fingertips! Reviewed on: 13th April 2021
lucyvpearson@hotmail.com's avatar
[email protected]

Best bank

5
I have used monzo for around 4/5 years now and in the beginning I was the first person I knew to use them. I absolutely loved the features that regular banks did not offer and felt very modern. I recommended it to all my friends and now every single person I know uses monzo. It’s so handy for splitting bills etc. Best bank I’ve ever used and will continue to use Reviewed on: 13th April 2021
Kardie's avatar
Kardie

Great stuff

5
Great bank. The user experience is fantastic. I would highly recommend. Reviewed on: 13th April 2021
James's avatar
James

Great bank

5
Great customer service, ease of use Reviewed on: 13th April 2021
Nathan Okusi's avatar
Nathan Okusi

The best online bank

5
I have never had a problem with monzo. I find them very good I am glad I got an account with them. Very good service and the app works really well no hitches. I would definetly recommend them. Reviewed on: 13th April 2021
Robert Gourley's avatar
Robert Gourley

Customer service is not good

2
I got scammed and then their customer service is very poo and they did not give my money back. Reviewed on: 13th April 2021
At's avatar
At

The app

5
Best and most user friendly app. Easy for my parents to use also who are normally against online banking etc! Reviewed on: 13th April 2021
Am82's avatar
Am82

Best bank ever

5
I have thoroughly enjoyed banking experience with monzo. I save money on pots, it tells me my spending habits and I have recommended to over 50 people including friends, relatives and work colleagues who have similar experiences and today their main bank account is Monzo. It’s so easy to navigate and the app is really cool. The joint account is a good feature as well and we use it for saving money in to different family pots. Reviewed on: 13th April 2021
Adnan's avatar
Adnan

Way ahead of the rest

5
Been a monzo customer for a few years now. Brilliant bank, the app tells you everything you need to know from scheduled payments to where you are spending your money the most. If you need support you can chat online. They are certainly with the times and know what its customers want. Reviewed on: 13th April 2021
B1gn3ll's avatar
B1gn3ll

Brilliant bank

5
Fast service, easy accessible, better than “big name banks”. Properly works everywhere. Reviewed on: 13th April 2021
Andre's avatar
Andre

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