Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,254 reviews, last reviewed 11th Apr 2026
99000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026
Carol C's avatar
Carol C

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19254)

Best bank

5
I have been using this bank nearly 2-3 yrs , very good , bank so easy to handle Reviewed on: 13th April 2021

Better than any high street bank.

5
Monzo is easy to use, offers features and functionality that few other high street banks do, and is far more transparent. Reviewed on: 13th April 2021

Great bank

5
Great bank, easy money management! Best online banking Reviewed on: 13th April 2021

Easy, efficient money managing

5
Monzo is such an effective and easy way to bank and manage my money. My son can't wait to be old enough to have an account here and moving money to my daughter is so simple. She's even started thinkin about saving with pots. Can't recommend Monzo highly enough. Thank you! Reviewed on: 13th April 2021

Great bank, intuitive and user-friendly.

5
Love Monzo, and don't see myself moving away any time soon. Reviewed on: 13th April 2021

I love monzo so much

5
Monzo is the best. It’s so easy to use and intuitive. Reviewed on: 13th April 2021

Exceeding expectations with its simplicity

5
I just love the simplicity of banking with monzo Reviewed on: 13th April 2021

Best way of banking in the modern era

5
These days people are more independent and more strict so when you can split bills monzo makes it easy. Banking shouldn't be a chore it should be a notification or txt when something happens Reviewed on: 13th April 2021

Market-leading mobile banking

5
The Monzo app is second to none. Customer service is excellent. Good offers on Monzo Plus and Premium. Reviewed on: 13th April 2021

Flexible modern bank

5
Brilliant, highly recommended, they provide some of the best tools to assist you managing your finances Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 933 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3126 reviews
    Monzo
    View all products