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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Innovative, fast and reliable

5
Compares to other banks this is the easiest to use without nonsense Reviewed on: 13th April 2021
Matej's avatar
Matej

Completely changed the way we manage our finances

5
I love Monzo. It's changed how we manage our finances on a monthly basis. It's flexible, intuitive and has great customer service. Love it, love it, love it! Reviewed on: 13th April 2021
And Barr's avatar
And Barr

Excellent bank

5
Loads of good features, really easy to manage money. Recommend to everyone. Reviewed on: 13th April 2021
Luke's avatar
Luke

Best Bank Ever.

5
As soon as I was able to create an account I did. Was the best decision ever, quickly moved my current account and closed all my other bank accounts. Love having my bank essentially on my phone at all times. Support is always helpful and quick. Being able to go abroad without making changes or taking cash out is just mind blowing. Absolutely love Monzo. But equally love my metal card. ❤️ Reviewed on: 13th April 2021
Kieron Richardson's avatar
Kieron Richardson

Absolutely amazing

5
A few family and friends recommended me joking up to Monzo, two years later and I still use my monzo for virtually everything. The app is so easy to use, I've never had any problems with monzo And if anyone is looking for a bank to use, I'd definitely recommend Monzo. Reviewed on: 13th April 2021
S.Green's avatar
S.Green

Very easy to use

5
No bad comments about Monzo! Their customer service is excellent, app is easy to use. Reviewed on: 13th April 2021
10sotnyk@gmail.com's avatar
[email protected]

Fast, easy and transparent

5
Using Monzo is so easy. Whether approving online payments, transferring money to a friend or trying to save a little more. Money moves in realtime so you always know what you have to spend. Monzo is also very transparent with its customers, always updating the community on changes to accounts. These announcements are always plain English and never hidden away in endless terms and conditions. My review is purely a comparison between Monzo and other banking apps I have used, I have not used additional banking services with Monzo or competitors. Reviewed on: 13th April 2021
RobG's avatar
RobG

Perfect for modern banking

5
Everything is so easy with Monzo, it's even quick, easy and safe to retrieve a forgotten PIN! Love that it's all online and the app is easy to use. Reviewed on: 13th April 2021
Natalie Spence's avatar
Natalie Spence

Monzo is fantastic

5
The first bank account I've had that genuinely helps you manage your money, and it is constantly improving and adding new services. Reviewed on: 13th April 2021
Neil Fraser's avatar
Neil Fraser

Good analytics

5
Great budgetting tools, user-friendly, fast response times, easy to make and receive payments. Reviewed on: 13th April 2021
Aris's avatar
Aris

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