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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Quick, efficient service

I have used Monzo for a number of years and have found them to be more reliable than main high street banks. I always recommend them. Reviewed on: 13th April 2021

Monzo

Always there and always helping, personal accounts and Business Banking Reviewed on: 13th April 2021

More than zero hassle

Monzo doesn’t just make it easier to manage my money removing the hassle that can come with much of the high street banks, I get so much more back. Speedy customer service, advanced features, access to my salary early, the list goes on. Monzo listens to their customers and provides a huge benefit through their service and high quality app. I don’t know why more don’t make the switch. Reviewed on: 13th April 2021

Best bank ever

Really smooth and straightforward Reviewed on: 13th April 2021

Excellent Services

The most efficient bank which provides excellent services to their clients Reviewed on: 13th April 2021

Monzo I'll Big Up..

Absolutely a life saver, as I hadn't not contacless cards, Monzo helped.. I dont like carrying.cash around. And easier to travel, There totally.understanding. Reviewed on: 13th April 2021

Bank of the future

As good as it gets for personal banking. Words cannot describe how awful the high street banks are. Reviewed on: 13th April 2021

Absolutely Stunning!

Monzo is not only a bank. It’s My financial world. Everything in the monzo app is set out perfectly compared to other banks and has great features that really help me. Ever since I signed up for this Bank I never turned back. A million stars out of 5. Reviewed on: 13th April 2021

Simple, trusted, fast, lovely

I’ve used Monzo for many years as my main account, and never had any issues or complaints. I love the simplicity, budgeting works perfectly, as well as savings and joint accounts. I know exactly where my finances are at, at a glance. Love, love, love Monzo. Reviewed on: 13th April 2021

How a bank should be!

Monzo is the bank of the future, period! Reviewed on: 13th April 2021

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