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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo made finances fun

5
Real time, amazing app, and great community of people. Reviewed on: 13th April 2021
Gareth Lowrie's avatar
Gareth Lowrie

A bank account that puts you in control

5
Monzo has empowered me to take control like never before with my finances. Budgeting is so easy and now I can even connect my other accounts to help me budget too. Reviewed on: 13th April 2021
Andyg68uk's avatar
Andyg68uk

Amazing control over my koney

5
I love Monzo .. it’s just so simple to use and makes it easy to manage my money. Reviewed on: 13th April 2021
Andy Whyton's avatar
Andy Whyton

Just fantastic

5
Smooth UI, great customer service. Doing things that other banks should’ve been doing years ago Reviewed on: 13th April 2021
Robbie Zhao's avatar
Robbie Zhao

Better than the rest!

5
I’ve always been annoyed by how convoluted and stagnant big banks have been. I’ve been with NatWest, First Direct, Halifax and Barclays. All have been pretty set in their ways and slow to adapt to modern technology and rarely take advantage of it. I’ve also tried revolut, starling and atom and found them to all have to pros and cons. For me, Monzo has the best balance of features and services. They are quick to respond to customer service requests and proactively look after their customers best interests. They continue to grow and improve and genuinely listen to customer feature requests. They are largely transparent with their operations, financial and ethical approach. All in all I enjoy banking with Monzo and have recommended them to many of my friends who fully agree the experience is second to none! Reviewed on: 13th April 2021
alex's avatar
alex

A 21st century bank

5
Monzi is everything the high-street bank isn't but should be. Instant notifications and easy budget view is great but the pots have really taken the gold for me this year when saving for different things from holidays to a flat, it's made it so much easier to be able to customise and visualise these goals. Paying bills from pots is also ideal as you can easily keep your spending money and bill money separate! 11/10 for Monzo. Reviewed on: 13th April 2021
Ciara's avatar
Ciara

Very poor and no consideration for costomers

1
Would not recommend them to anyone, don't care about their customers Reviewed on: 13th April 2021
Chris 's avatar
Chris

Monzo are smashing

5
My account was easy to set up and understand. Features help me stay on top of my outgoings and to budget for the month and save for the future. Help and support over potential fraud cases have been great and when ive needed a replacement card it has arrived swiftly. Can't fault this bank. They have helped me learn how to use my finances by giving me the tools to stay in control. Reviewed on: 13th April 2021
Sharleen French's avatar
Sharleen French

Amazing!

5
This bank has been superb since day 1! Truly the future of banking! Reviewed on: 13th April 2021
Sam B's avatar
Sam B

Great!

5
Great bank, transfer easy to understand app and procedures. Opportunities for insurance and joint accounts too. Would recommend. Reviewed on: 13th April 2021
Ellie Bradbury's avatar
Ellie Bradbury

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