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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Better than high street banks

For experience I give monzo a 10/10. It is arguably one of the safest right now. Reviewed on: 13th April 2021

Easy to use, great features and supportive help if needed.

It’s so easy to use and makes tracking my money and spending so easy. Reviewed on: 13th April 2021

Excellent bank

Despite the fact that they do not have branches, they are dependable and trustworthy, and I hope they continue to be so. I hope they don't let their customers down. Reviewed on: 13th April 2021

Easy to use and reliables

I really love the fact that monzo had made saving really helpful for me. Option to create multiple pots and saving accounts. Extra security on online shopping. Gets update within sec of buying anything and updates your total amount unlike other bank takes ages to get the money out Reviewed on: 13th April 2021

The best bank our there

Fantastic service, great product, fantastic service. Great app. Couldnt be happier with this bank Reviewed on: 13th April 2021

Life changing

I originally heard of Monzo from a friend, way back in early-mid 2017, back then it was basically just a cash card and you could use it abroad with crazy charges, even withdraw money from the wall abroad. Then came their current accounts which are great and I've loved the usability of the app since day one. I'm aware of every single penny that leaves and enters my account, amazing!!! Their customer service is also great, the online chat team are super helpful and help you quickly, no waiting hold for hours or dealing with language barriers!! Thank you Monzo!! I regularly say that anyone who doesn't bank with Monzo is stuck in the dark ages!! Reviewed on: 13th April 2021

Modern banking as it should be

They approach banking as I would expect it to be. Solid customer service and easy access to services without faff or endless paperwork or having to speak to different departments. Reviewed on: 13th April 2021

MONZO, the best new bank

Brilliant banking, speedy transactions with great customer service. Will definitely recommend to anyone. Forget High St banking, Internet banking is now here and way better! Reviewed on: 13th April 2021

Transparent, Modern, and Customer Centric

Everything Monzo does feels clearly attached to its day 1 mission, they strive to educate and simplify financial products and concepts. I have been able to be in control of my money at unprecedented levels since opening a Monzo account 4 years ago. Although there are now many challenger banks, none have risen to the occasion as well as Monzo. Reviewed on: 13th April 2021

Best modern bank available

Much more responsive than legacy banks, easy to use, always improving and takes on board suggestions from it’s customers. Highly recommend. Reviewed on: 13th April 2021

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