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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Brilliant, best bank I've ever been with.

5
Fantastic app, and a great customer service team. Reviewed on: 13th April 2021

Overall brilliant

5
Great features and service as standard. Just need to work on improving features for Monzo plus and premium Reviewed on: 13th April 2021

It is just great

5
easy, simple to use, love to use pots, and great offers in the premium subscription Reviewed on: 13th April 2021

Good!

5
Nice and easy to use! No fuss! Customer service always quick although hardly ever needed Reviewed on: 13th April 2021

An easy online banking

5
Easy, friendly and supportive online banking. Thank you Monzo. Reviewed on: 13th April 2021

Only thing that's missing is children's accounts

4
Monzo are brill. Instant notifications, pots, instant split the bill and payments. All with great customer service and a positive feel. The only thing that's missing is children's accounts then they would be 10 out of 10 Reviewed on: 13th April 2021

Finally a bank I can love

5
Monzo is fantastic, I never had a better experience with a bank. It makes it so easy to keep track of everything. Reviewed on: 13th April 2021

Such an easy bank to use

5
Couldn’t be happier with the service I receive with Monzo and how well they explain all the features whereas previous banks made me feel like they were hiding their benefits Reviewed on: 13th April 2021

Changed my Financial World

5
Just the very best thing to happen to banking in forever. Don't take my word for it just give it ago - even with the desparate catch up attemps by the traditional banks they are still years behind. Monzo is like the Tesla of the banking world - new from the ground up and a ten year lead on the compitition. Reviewed on: 13th April 2021

AMAZINGGGG

5
It's fast , easy and the customer service is really helpful and fast Reviewed on: 13th April 2021

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