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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent service

5
I can do my banking my way and I feel empowered to be responsible Reviewed on: 13th April 2021
Quintin's avatar
Quintin

Monzo

5
I have used a few high street banks but still nothing compared to monzo. Simply the best Reviewed on: 13th April 2021
Gozie onyeme's avatar
Gozie onyeme

Amazing

5
I’ve been with monzo for about 2years now and I can honestly say by far the best bank I’ve been with. Reviewed on: 13th April 2021
KayleighJay89's avatar
KayleighJay89

The Best

5
excellent bank, quickly solve my problems in the best possible way. Reviewed on: 13th April 2021
Gustavo silva 's avatar
Gustavo silva

Brilliant and easy to use

5
Ive had no problems at all with the use of Monzo. Reviewed on: 13th April 2021
Russell Bridges's avatar
Russell Bridges

Fantastic service, complete control

5
The app allows me complete control and instant notifications over all my banking. When paying online or over the phone often I know the transaction has gone through before the vendor as my app notifies me. I also like the notifications when payments fail along with a reason (e.g. wrong CVC). Every time I have interacted with customer service through the app my query has been resolved quickly and professionally. Traditional banks feel like they're in the dark ages compared to Monzo. Reviewed on: 13th April 2021
lemonbrook's avatar
lemonbrook

Finally at 67 I know about my money. Yay!

5
I absolutely love Monzo. It's so user friendly. I never miss Bill payments and at any minute I can see how much or little dosh I have. Thanks Monzo my perfect banking buddy. Reviewed on: 13th April 2021
Christine Pauling 's avatar
Christine Pauling

Excellent

5
Any issues are sorted immediately and staff are polite and helpful. Reviewed on: 13th April 2021
Martin's avatar
Martin

Great bank with great app

4
Fantastic app with many features you would expect of a truly modern approach to banking. Great service too. I've been very happy using Monzo as my main bank for many years. Reviewed on: 13th April 2021
Lewis2e 's avatar
Lewis2e

Hassle free

5
Easy to use. Never had an issue, but if I did would just hop on the app and speak to a contact. Banking without the mess. Reviewed on: 13th April 2021
Ben Cavanagh's avatar
Ben Cavanagh

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