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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Best bank!!!

Monzo always go above and beyond to help people! I’ve had some issues with people using my account and the money is always refunded back to me instantly! I get paid a day early every month also which is always a massive help!!! Reviewed on: 13th April 2021

Great customer service by people who care

Easy to set up, great tech and everything is thought of Reviewed on: 13th April 2021

Flawless

Been the perfect bank over the last few years. Reviewed on: 13th April 2021

Best bank ever!

I’ve been with three British banks and Monzo tops them all a thousands times over! Reviewed on: 13th April 2021

the dream bank

I couldn't rave about monzo more, they are SO helpful - their live chats are so fast and they always resolve issues quickly. The app is so easy to use, I have full confidence in my account as the updates are live, so I feel more in control of my cash flow, the savings pots too are better than any other banks offers! i can freeze my account if i lose my card (great for relieving any anxiety after a night out) and it's great for no fuss spending when you are abroad. they tick ALL the boxes. Monzo is definitely the best british bank! Reviewed on: 13th April 2021

Service

Amazing very easy to do transactions get pay always secure when I make payments just Great!!! Reviewed on: 13th April 2021

Best bank ever

Simple and transparent. Bedt experience with a bank in years. Reviewed on: 13th April 2021

I really like, fast service

Fast transactions, good service, and great security, easy to work Reviewed on: 13th April 2021

Great banking experience!

Great bank, easy and modern mobile app, friendly and efficient customer service especially through chat! My Monzo card is the only card I use abroad because of the great legitimate exchange rates they use! Great job Monzo! Reviewed on: 13th April 2021

Best in the Business

Easy to deal with. Simple to use. High street banks can't get near to their customer service. Reviewed on: 13th April 2021

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