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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Efficient

5
-Does what a bank account should -Early access to pay -Helpful guides -Always humun communication Reviewed on: 13th April 2021
Anonymous's avatar
Anonymous

A well thought out User Experience

5
Monzo has honestly made the need to go to a bank branch a chore. I am able to do everything i needed in a bank after hours and in my own time. I don't have to pass on a lunch break or rush before they close. i wish there were extra features; like access to a financial advisor or alike but it does the job Reviewed on: 13th April 2021
Massi's avatar
Massi

Amazing

5
There are so friendly and helpful and amazing can’t fault this bank amazing Reviewed on: 13th April 2021
lorettaparker123@outlook.com's avatar
[email protected]

Honestly the best bank ever

5
Quick to help with any problems, quick refund process, easy to manage your money and great customer service Reviewed on: 13th April 2021
Suzy De-Freitas's avatar
Suzy De-Freitas

Best bank, constantly evolving

5
Monzo is constantly evolving, trying to bring new features to make life easier to their customers, always listening to their feedbacks. Reviewed on: 13th April 2021
Isabel's avatar
Isabel

Fab bank!

5
I moved from another bank to monzo when I moved to Cyprus for a short while and they have been fab. Really good currency exchange rates and I have never had any problems with my card etc. Highly recommend Reviewed on: 13th April 2021
Dadeyyy94's avatar
Dadeyyy94

Recommended

5
Very good bank if you like to travel, you can use it everywhere, easy to tranfer money ant rates Reviewed on: 13th April 2021
Saulius 's avatar
Saulius

The best bank so far

5
Very good bank very helpful services Reviewed on: 13th April 2021
albannoka12@gmail.com's avatar
[email protected]

Monzo has completely changed how I view money...

5
... And for the better! I use Monzo for both business and personal banking. The use of pots and budgeting gave me a new insight to how I see money. Instead of just checking to see if my balance could afford something there and then, my money is now budgeted into pots so I can plan in advance. Customer service has always been excellent when I've needed them. Linking to IFTTT is effortless and opens loads of new options. I've managed to start saving each month for my kids futures too! I recommend Monzo all day long. Reviewed on: 13th April 2021
Alex Grant's avatar
Alex Grant

Nothing can stop them!

5
Ever since I heard about Monzo, I had a feeling it will be a good idea to open an account with them. 4 years later I still believe in them and I will support them forever. Reviewed on: 13th April 2021
Alexandru's avatar
Alexandru

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