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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Efficiency

5
Very quick to react to any suspicious activities on my account Reviewed on: 13th April 2021

Easy and simple

5
Everything is just clear to see, and it can really help you plan all your finances. Reviewed on: 13th April 2021

The best

5
What I learned in Manzo that you learn how to transfer money easy and he save your money easy Reviewed on: 13th April 2021

Superb service

5
Monzo is simple to use, customer service is superb and the Premium Account has a range of benefits far greater then the monthly fee. Overall I’m very happy Reviewed on: 13th April 2021

Everyone should have a Monzo acc

5
So convenient and I especially love the fact that Monzo is so easy to use abroad (when we're allowed back out of the country). I specifically got a Monzo account because it's the easiest and cheapest way to take money abroad. The app is so easy to use and sending money to my friends to split bills etc is a doddle Reviewed on: 13th April 2021

Perfect for my needs

5
I really enjoy how simple and intuitive is to use. It has eliminated all bill splitting issues and made it really easy to budget! Reviewed on: 13th April 2021

Amazing

5
Super sweet and easy interface. Just everything you'd want a bank to have. Better than Barclay's and other 'traditional' banks Reviewed on: 13th April 2021

Simple and Amazing

5
An online bank with an amazing user interface and great customer support. They provide all the services a bank gives you all through your mobile. Reviewed on: 13th April 2021

Great bank

5
So easy to get an account and no hassle Reviewed on: 13th April 2021

the most amazing banking services

5
in one word, fantastic service with best options available. Reviewed on: 13th April 2021

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