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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Convenient Banking

Great UX, transparent, and ahead of the game. Reviewed on: 13th April 2021

Easy, modern, now hassle banking

Monzo have been fantastic compared to high street branches. Their app is significantly modern and appears very secure. I can query payments and speak to an advisor online and I am not left in the dark or having to bypass the outdated call waiting system. It feels a more trustworthy and honest bank because they reduce their costs. They saved me at a time I could not access my high street account as their systems broke, thank you Monzo Reviewed on: 13th April 2021

Unreal

Quick, efficient and totally user friendly - I can’t recommend Monzo enough for business and personal accounts! Reviewed on: 13th April 2021

Best bank

10/10 would recommend - breath of fresh air compared to traditional banks Reviewed on: 13th April 2021

Monzo beats any bank account I've had

I can't wait to use it more once I can finally travel and go out for meals Reviewed on: 13th April 2021

Great

Love Monzo, it’s so easy to use, the app is great to navigate Reviewed on: 13th April 2021

Banking made so much easier no nonsense

So much easier and I've not had a single bank charge since I've been with them. This is the best banking decision I've ever made. Reviewed on: 13th April 2021

Just good

Makes budgeting easy, pots feature is fantastic Reviewed on: 13th April 2021

Nice to be away from old banks

Great to be away from old banks love you the way the new banks are not just shafting you for bank charges and give you plenty of pre warning as to make sure there's enough credit for when bills come out to be honest I love monzo but I love starling too much hard to split between these 2 Reviewed on: 13th April 2021

Helpful and understanding

I have always had problems with tesco payments and they fix them all the time for me Reviewed on: 13th April 2021

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