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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19242 reviews)

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4.93

Based on 19,242 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very helpful The process was quick,simple and easy to understand. Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19242)

Monzo review

Pros: Great interface, pots, cash early, easy to use and transfer money to others. Easy to sign up. Cons: Poor savings rates- but this is industry wide not isolated with mozo Reviewed on: 24th March 2021

Easy to use, transparent service

My experiences with ‘traditional’ banking apps have been touch and go (I find them clunky and difficult to navigate). I am so pleasantly surprised by Monzo! It just makes banking easy! Reviewed on: 24th March 2021

Brilliant

Everything you could need from a current account. Reviewed on: 24th March 2021

Just great

Banking in the smart phone / app era - Monzo just have it right. Everything you need in one place to manage your money effectively - Bravo! Reviewed on: 24th March 2021

I have so much control over my money

Monzo gives me so much control over my money. I know exactly what I’ve spent and where. I can easily hold enough money aside to cover all of my bills each month. I can easily split costs with friends and family. I love Monzo. Reviewed on: 24th March 2021

Everything I need and more

The app is clean, reliable and simple. The spending trackers and pots features are particularly useful. Especially the direct debit pots so I can keep on top of my regular out goings. Reviewed on: 23rd March 2021

Love it

Fast and easy, all works like a dream. The access to the account is secure but so much better than the traditional online banking millions of codes and widgets. Instead, just have an email to your address and a magic link to open the app. I moved away from smile and didn’t look back. Reviewed on: 23rd March 2021

Love the account!

I’ve found that the Monzo app has really helped me to get control of my finances. It’s so easy to use versus the other online accounts I’ve got! Reviewed on: 23rd March 2021

Best current account Ive ever had

Miles above the competition, instant spending notifications, pots, instant chat support, tells you when direct debits will leave, predicts spending and total left. Reviewed on: 22nd March 2021

Great bank

I love having all my money in my Monzo account. It is very easy to navigate and I really like that you can separate your money into pots. It gives you control over a lot of things without having to contact them. Reviewed on: 22nd March 2021

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