Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19432)

A bank that actually cares about you

5
I made Monzo my main bank 2 years ago and have never looked back. Great features, great service and I know they're actually on my side. Reviewed on: 12th April 2021

Best app and best customer service!

5
Love the look and UI of the app, makes it super easy to navigate and do what I want with my money. Pots are an amazing tool for budgeting and customer support is 10/10! Reviewed on: 12th April 2021

Easy and convenient

5
Very easy and helpful bank no fuss Reviewed on: 12th April 2021

Technology Risk Senior Manager

5
Fantastic product offerings, available, intuitive and supportive of everyday life...Banking as it should be! And great customer service! Reviewed on: 12th April 2021

Amazing!

5
Best bank I've used! Makes it so much easier to control day to day spending, and much more intuitive to use than other banks apps (no need for a card reader when making payments, easy to view where your moneys going, simple to split bills/share payments between friends!) Reviewed on: 12th April 2021

Amazing customer service!

5
Monzo seem like they really care for their customers and put them first before profit! Reviewed on: 12th April 2021

Makes money work

5
Budgeting and control of your money is just spot on with Monzo. Reviewed on: 12th April 2021

Great current account features

5
Saved me overdraft fees a few times, many good features Reviewed on: 12th April 2021

This is what banking should be!

5
It's like Monzo knows exactly what I needed to turn my finances around, and built an account around it. Couldn't recommend them enough Reviewed on: 12th April 2021

Well ahead in the game

5
I really like banking with Monzo. They've got amazing features that I didn't know I wanted, and seem to really care about the customers other banks would rather not talk to. all in all a great company to bank with Reviewed on: 12th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo
  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products