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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The future of banking

5
Monzo has changed my relationship with money for the better - a huge step in the right direction for the industry and a strong community like no other! Reviewed on: 9th January 2020
Mikkie Wheeler's avatar
Mikkie Wheeler

Monzo is fantastic!

5
Its very accessible and provides fantastic service! Reviewed on: 9th January 2020
tom's avatar
tom

Reliable, Modern and just works

5
I couldnt imagine going back to my old bank. Dreadful thought to be honest. Reviewed on: 9th January 2020
Lmcg Po's avatar
Lmcg Po

Amazing Bank

5
Been with monzo for a few years now they have been amazing. Reviewed on: 9th January 2020
Jackw's avatar
Jackw

Great Budgeting App

5
Great app to go with the bank account for budgeting etc. Even as other banks now reflect pending transactions in the balance, the budgeting features are great. Receiving BACS payments a day early is also a great feature! Reviewed on: 9th January 2020
jamietw's avatar
jamietw

Quality app, great service

5
The app is very straightforward to use, and helps put money aside with its 'pot' functionality for ease of cash management for bills later in the month. The 'get paid a day early' feature is also great option to have, especially those looking to pay off their credit cards etc. Reviewed on: 9th January 2020
BlueberryMuffinTop's avatar
BlueberryMuffinTop

Amazing, forward thinking bank

5
I love everything about the app and how it works, and if I have any problems the customer service team are amazing Reviewed on: 9th January 2020
Poppy Carter's avatar
Poppy Carter

The bank for the 21st century!

5
If you're looking for a bank that is amazing on a day to day basis, has excellent customer service and an easy to use app, look no further. Despite being "new" (read not established as long as legacy banks) monzo has clearly taken the lead in what banking is all about! Super happy customer Reviewed on: 9th January 2020
Bruno Sousa's avatar
Bruno Sousa

Simple, effective, digital-first current account

5
I have been with Monzo since the Beta prepaid accounts and have used as my main current and joint account for some time now. The experience has always been great - whenever I have needed help (rarely as the user interface and functionality is so simple to use) I have got it quickly using the in-app chat. The Monzo product is constantly developing and I can't wait to see what's next. Reviewed on: 9th January 2020
Daniel Hunt's avatar
Daniel Hunt

Monzo: Transparent and active participation in managing my finances

5
Monzo has revolutionised how I maintain awareness and easily manage my finances on a day-to-day basis. Before, when I was a customer with the larger legacy banks, I would often just bury my head in the sand and hope for the best, but now I actively plan and budget using featurs such as pots. Monzo's attitude towards moral lending and low interest rates (even for small amounts of borrowing) is also fantastic, compared to the predatory payday lenders of old such as Wonga. Reviewed on: 9th January 2020
Bradley's avatar
Bradley

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