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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best bank ever

For 40 years I have had probs with banks but monzo has restored my faith I recommend it to everyone for open transactions and ease of use I cannot fault it in any way. Reviewed on: 8th January 2020

Easy!

Monzo is really easy to set up and to use as a day to day account. Great for tracking your spending habbits too! Reviewed on: 8th January 2020

Easy app to use and track your spending

It's been really useful using the app to track my spending over the previous day, weeks, months and see where I need to cut back to stay on budget. The app is really nicely laid out and I love the card's colour too! Reviewed on: 8th January 2020

Great!

Monzo is a fantastic product. Love it. Reviewed on: 8th January 2020

So glad I don't have to interact with humans to bank!

Everything from the app design to their customer support and self serve options works for me. I used to dread going into a branch to do simple tasks like renew a card or get an overdraft. Keep up the good work Monzo!!! Reviewed on: 8th January 2020

Perfection

Perfection, perfection, perfection! Reviewed on: 8th January 2020

Innovating bank

Most innovating bank in United Kingdom Reviewed on: 8th January 2020

Best bank in the world!

Monzo just keep surprising me. At first I thought the idea of branchless banks was a little inconvenient, but I've now been with Monzo about 9 months and would not switch back to a traditional bricks and mortar bank if you paid me. The app is amazing and their customer support chat service is absolutely fantastic. The savings pots are one of my favourite features, particularly as you can lock a pot and then turn on round-ups, which is a huge help for my savings. Reviewed on: 8th January 2020

Excellent service

Super useful for tracking spending in an understandable and straightforward way. Monzo's customer service is unparalleled in my experience, and as a challenger bank raises itself way above its rivals. Reviewed on: 8th January 2020

Changed my banking use

Helped me save money, and get a much clearer picture on my finances. Along side this, ordering a new card takes minimal time and arrives very quickly and never had any issues anywhere. Reviewed on: 8th January 2020

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