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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Excellent

Use abroad with no extra charges - this card has been my lifesaver! Reviewed on: 8th January 2020

Never had any problems

I use Monzo as my main bank account and have never had any issues. I love their features to allow budgeting within the app and getting paid early. The app feels highly customisable and I appreciate all the saving pot options for easy saving! Reviewed on: 8th January 2020

My bank but also a cool tech company

Since first hearing about Monzo they have always been leading the way in terms of change, I like that they put technology first to solve daily life issues and that engineering is given priority. They have a cult of followers and always pleased with everything they develop. Reviewed on: 8th January 2020

Breath of fresh air

Fantastic banking experience. Will never go back to one of the legacy banks Reviewed on: 8th January 2020

Monzo brings the power of in-branch banking to mobile

All banks now have apps, but Monzo manages to curate an experience superior to entering an actual bank branch. It makes understanding your finances that little bit easier. Reviewed on: 7th January 2020

Amazing

Switched to Monzo back in May 2018 and haven’t looked back since! Great bank Reviewed on: 7th January 2020

Fantastic real-time banking

Monzo vastly enhanced the way I manage my money. Key to this is real-time banking and a great app. Reviewed on: 7th January 2020

Modern day bank

I’m certainly not lacking enthusiasm when it comes to my Monzo account. I’ve recommend it to all my peers, did a full current account switch, moved my joint account and got my husband set up. I love the combination of tech, convenience and money management all in one location. Banking is banking, but Monzo makes the experience intuitive, motivating and fun to engage with. I’ve gone from poor money management to clearing all debts in 2020! Reviewed on: 7th January 2020

The best current account by far

I've used Monzo since its prepaid days and I now use it as my primary current account. Monzo gives me significantly better visibility over my money and genuinely helps me to save too! Reviewed on: 7th January 2020

Made me change how I look after my money

I had high street banks before joining Monzo, I wasn’t saving much. Having savings accounts in Monzo and rounding up feature have helped me with my savings. Monzo seems like the only bank which helps customers while other like charging fees instead. Reviewed on: 7th January 2020

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