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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Changed my life

Monzo has truly been a blessing in disguise. At first I would only use the account for day-to-day spending and avoid using it for anything major but once I had a look at their budgeting tools and their paid early feature I realised I was on to something special. Their customer service agents are very well knowledgable and their features really make it easy for me to know exactly where my money is going and where I am needing to cut back and save. Their round ups make it simple to save a little bit each day and their partnership with IFTTT make it fun to save with little incentives and challenges (It rains a lot where I live so saving for a rainy day really works!) Reviewed on: 8th January 2020

Fantastic bank which is aiming to be a better bank

Innovative in simple things like instant notifications, a clean layout and a nice search list. Things legacy banks are trying to keep up with still. Reviewed on: 8th January 2020

Love Monzo!

Monzo is the best bank I've ever used. Their app is first-class and their customer service is brilliant. I am thinking of moving completely over to them from my main bank, which I've used since I was a teenager! Reviewed on: 8th January 2020

Shared Tabs and Bill Splitting are amazing

Monzo has powerful features, continues to grow and has raised my expectations of what a bank can achieve. Reviewed on: 8th January 2020

Helped change the way I use money

I’ve been using Monzo a couple of years now, and it’s really changed the way I use my money. The visibility I have over each transaction is super useful for budgeting, and I’ve actively (and passively) saved more than I’ve ever before! Reviewed on: 8th January 2020

Stress free banking

open and transparent with tools to help you keep your finances in order. Reviewed on: 8th January 2020

Great bank and customer service

Getting paid early is great and the help from their staff is amazing Reviewed on: 8th January 2020

Amazingly Simple and Always Improving

After moving from my OLD bank (emphasis on old) moving to Monzo was a breath of fresh air. Moving between joint and solo accounts is a breeze and managing my money with my partner is effortless. They keep adding new features all the time which is great. Reviewed on: 8th January 2020

Fantastic Bank

Monzo single handedly transformed my financial life and revolutionised banking in the UK. Would recommend to anybody. Reviewed on: 8th January 2020

Friends say Monzo changed their lives....in a good way!

Monzo’s strong ethical stance along with a great user-friendly app, product and service makes it a winner in my eyes. They aren’t afraid to say when they’ve messed up, in fact they actively talk about it as they appear to value transparency, which is very rare in the financial industry in my opinion. Reviewed on: 8th January 2020

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