Smart Money People Logo

Monzo: Current account reviews

4.92
Based on 17,700 reviews, last reviewed 9th Feb 2026
23350% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just great, always available, mega reliable APP expe... Just great, always available, mega reliable APP experience Reviewed on: 9th February 2026
Kev's avatar
Kev

Latest lowest rating:

1

Very bad service full stop . Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should cons... Read more Reviewed on: 23rd January 2026
milan thakur's avatar
milan thakur

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (17700)

Banking at its best

5
Love the instant notifications, customer support, and all round tone of this company. Reviewed on: 9th February 2018

Fantastic user experience

5
Simple, straight forward and innovative. Reviewed on: 9th February 2018

Best bank ever

5
It works very well, it’s free and never tried to screw me. Reviewed on: 9th February 2018

WOWWWW

5
Monzo are awesome! So happy I'm a user, love the buzz of the community and the transparency of the company Reviewed on: 9th February 2018

Best banking app

5
Decent features and the app is the smoothest and most beautiful banking app in the Uk Reviewed on: 8th February 2018

Wicked

5
Have a monzo current account and it is absolutely the bees knees compared to my other current accounts! Reviewed on: 8th February 2018

Monzo makes banking easy!

5
Monzo has made banking much more appealing to everyone. With amazing customer service at heart, I am sure they make everyone’s experience as personal and a lot less stressful as they make my everyday banking. Thank you for making my banking experience in a new country a steady one! Reviewed on: 8th February 2018

I love the app and bank

5
I have been following Monzo and I love everything they're doing. The app is amazing, the customer support and how I can manage my money. Reviewed on: 8th February 2018

Amazing

5
This is the future of banking - lead the way! Reviewed on: 8th February 2018

Monzo are amazing

4
Great service! Would highly recommend Reviewed on: 8th February 2018

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 3 reviews
    Monzo
  • Savings

    from Monzo 4.96 from 173 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.96 from 2804 reviews
    Monzo
    View all products