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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Best Bank

Best bank I've used out of the few fin-tech banks I've tried as well as high street banks. Reviewed on: 7th January 2020

Clean, simple, easy to use

Monzo is a brilliant bank. Their customer service is effective and friendly, the app is very easy to use (especially since the upgrades), and it really helps manage all your money well. Reviewed on: 7th January 2020

Perfect

Full control over your finances from a bank who put their customers first. Reviewed on: 7th January 2020

Breathtaking

Monzo has changed my life. I've never recommended anything more. I talk about it every day. Just get Monzo and see for yourself! Reviewed on: 7th January 2020

Great bank

I've never been more in control of my money, Monzo is fab. Reviewed on: 7th January 2020

life changing

monzo has changed the way I bank, thank you Reviewed on: 7th January 2020

Simple, accessible, easy to use

Monzo is so easy to get started on. They communicate in a transparent way I really appreciate. They work hard to help customers understand how money works. Reviewed on: 7th January 2020

Monzo... Mon-yes

I recommend Monzo daily. It's by far the best bank for customer service that I've ever dealt with. The app is really easy to use and the reliability is next to none. Reviewed on: 7th January 2020

Great

a very Useful app bank. New features all the time Reviewed on: 7th January 2020

Fantastic Bank

So easy to use the app and brilliant for budgeting Reviewed on: 7th January 2020

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