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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy!

5
Monzo is really easy to set up and to use as a day to day account. Great for tracking your spending habbits too! Reviewed on: 8th January 2020
Shannon's avatar
Shannon

Easy app to use and track your spending

5
It's been really useful using the app to track my spending over the previous day, weeks, months and see where I need to cut back to stay on budget. The app is really nicely laid out and I love the card's colour too! Reviewed on: 8th January 2020
len's avatar
len

Great!

5
Monzo is a fantastic product. Love it. Reviewed on: 8th January 2020
maxp1995's avatar
maxp1995

So glad I don't have to interact with humans to bank!

5
Everything from the app design to their customer support and self serve options works for me. I used to dread going into a branch to do simple tasks like renew a card or get an overdraft. Keep up the good work Monzo!!! Reviewed on: 8th January 2020
G's avatar
G

Perfection

5
Perfection, perfection, perfection! Reviewed on: 8th January 2020
Edward Valentine's avatar
Edward Valentine

Innovating bank

5
Most innovating bank in United Kingdom Reviewed on: 8th January 2020
ANkush Dureja's avatar
ANkush Dureja

Best bank in the world!

5
Monzo just keep surprising me. At first I thought the idea of branchless banks was a little inconvenient, but I've now been with Monzo about 9 months and would not switch back to a traditional bricks and mortar bank if you paid me. The app is amazing and their customer support chat service is absolutely fantastic. The savings pots are one of my favourite features, particularly as you can lock a pot and then turn on round-ups, which is a huge help for my savings. Reviewed on: 8th January 2020
CKennedy2906's avatar
CKennedy2906

Excellent service

5
Super useful for tracking spending in an understandable and straightforward way. Monzo's customer service is unparalleled in my experience, and as a challenger bank raises itself way above its rivals. Reviewed on: 8th January 2020
Mx151's avatar
Mx151

Changed my banking use

5
Helped me save money, and get a much clearer picture on my finances. Along side this, ordering a new card takes minimal time and arrives very quickly and never had any issues anywhere. Reviewed on: 8th January 2020
Nicholas Carter's avatar
Nicholas Carter

Changed my life

5
Monzo has truly been a blessing in disguise. At first I would only use the account for day-to-day spending and avoid using it for anything major but once I had a look at their budgeting tools and their paid early feature I realised I was on to something special. Their customer service agents are very well knowledgable and their features really make it easy for me to know exactly where my money is going and where I am needing to cut back and save. Their round ups make it simple to save a little bit each day and their partnership with IFTTT make it fun to save with little incentives and challenges (It rains a lot where I live so saving for a rainy day really works!) Reviewed on: 8th January 2020
KinTheoGas's avatar
KinTheoGas

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