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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19399 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19399)

Incredible

Have had Monzo for the last three years and it has absolutely changed my life; I will no longer be scared of banks and my money. Reviewed on: 7th January 2020

Very Effective.

Everything you can get from a bank, in the power of your hand. Amazing, but can be better, sometimes Monzo fcks things up. Reviewed on: 7th January 2020

BEST BANK EVER

Monzo has helped me manage my finances over the last few years and there customer service is exceptional. I would recommend to anyone to start banking with Monzo! Reviewed on: 7th January 2020

Doing all the right things

I have recently switched mine and my wife's joint account and salaries to a Monzo joint account. The switch was seamless and the experience has been a joy. We have had zero issues in the last few months and we both love the ingenious features that help us save and budget. Totally love it and recommend to all my friends and family! Reviewed on: 7th January 2020

Simple, intuitive banking for the future

The Monzo app is head and shoulders above all competition. The customer support is completely painless and very quick. Features are implemented based on suggestions and communication/language used by the bank is simple to understand. Reviewed on: 7th January 2020

The king of all challenger banks

Monzo does it best, from customer support, to new features and reliability. They have by far the best support and fantastic budgeting tools, and are overall innovative. Reviewed on: 7th January 2020

Amazing company, helpful, friendly, and unique

Offers more products and the best customer experience. Fantastic company Reviewed on: 7th January 2020

Great bank

It just works - so much easier to use than my other banks. Reviewed on: 7th January 2020

UNREAL - BEST IN BANKING

Completely changed the way I used to bank. Has helped me pay off debt !! Reviewed on: 7th January 2020

Changes the way i deal with money

It's like dealing with cash. I know how much I have at every point, so I know how much I have left. Reviewed on: 7th January 2020

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