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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fantastic bank which is aiming to be a better bank

5
Innovative in simple things like instant notifications, a clean layout and a nice search list. Things legacy banks are trying to keep up with still. Reviewed on: 8th January 2020
Joe's avatar
Joe

Love Monzo!

5
Monzo is the best bank I've ever used. Their app is first-class and their customer service is brilliant. I am thinking of moving completely over to them from my main bank, which I've used since I was a teenager! Reviewed on: 8th January 2020
HJH's avatar
HJH

Shared Tabs and Bill Splitting are amazing

5
Monzo has powerful features, continues to grow and has raised my expectations of what a bank can achieve. Reviewed on: 8th January 2020
Happy Customer's avatar
Happy Customer

Helped change the way I use money

5
I’ve been using Monzo a couple of years now, and it’s really changed the way I use my money. The visibility I have over each transaction is super useful for budgeting, and I’ve actively (and passively) saved more than I’ve ever before! Reviewed on: 8th January 2020
Sho's avatar
Sho

Stress free banking

5
open and transparent with tools to help you keep your finances in order. Reviewed on: 8th January 2020
Stuart Love's avatar
Stuart Love

Great bank and customer service

5
Getting paid early is great and the help from their staff is amazing Reviewed on: 8th January 2020
Rent Buggin's avatar
Rent Buggin

Amazingly Simple and Always Improving

5
After moving from my OLD bank (emphasis on old) moving to Monzo was a breath of fresh air. Moving between joint and solo accounts is a breeze and managing my money with my partner is effortless. They keep adding new features all the time which is great. Reviewed on: 8th January 2020
Tom Shorey's avatar
Tom Shorey

Fantastic Bank

5
Monzo single handedly transformed my financial life and revolutionised banking in the UK. Would recommend to anybody. Reviewed on: 8th January 2020
JV's avatar
JV

Friends say Monzo changed their lives....in a good way!

5
Monzo’s strong ethical stance along with a great user-friendly app, product and service makes it a winner in my eyes. They aren’t afraid to say when they’ve messed up, in fact they actively talk about it as they appear to value transparency, which is very rare in the financial industry in my opinion. Reviewed on: 8th January 2020
M James's avatar
M James

A cut above the rest!

5
I didn't realise what I was missing until I moved to Monzo, it has made so many previously mundane and time consuming tasks very quick and easy. Managing money between personal/joint accounts and pots not to mention between friends has become a cinch. Reviewed on: 8th January 2020
Don Corea's avatar
Don Corea

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