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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

A cut above the rest!

I didn't realise what I was missing until I moved to Monzo, it has made so many previously mundane and time consuming tasks very quick and easy. Managing money between personal/joint accounts and pots not to mention between friends has become a cinch. Reviewed on: 8th January 2020

The PINNACLE of banking.

Monzo has completely revamped what a bank should be seen as. They are the first bank to do something that I genuinely thought was impossible: think about their customer first. Every move they make is customer focused, and you can't deny that their app is the best looking on the market. Reviewed on: 8th January 2020

Best Bank Ever

Monzo have completely revolutionised banking. The fear I used to have checking my balance is gone and I handle my money a lot better. Monzo has helped me save and get myself out of debt. Reviewed on: 8th January 2020

Friendly, quick and efficient

I've had a Monzo account for a couple of years now and love it so much I made it my main account! Reviewed on: 8th January 2020

Excellent

Use abroad with no extra charges - this card has been my lifesaver! Reviewed on: 8th January 2020

Never had any problems

I use Monzo as my main bank account and have never had any issues. I love their features to allow budgeting within the app and getting paid early. The app feels highly customisable and I appreciate all the saving pot options for easy saving! Reviewed on: 8th January 2020

My bank but also a cool tech company

Since first hearing about Monzo they have always been leading the way in terms of change, I like that they put technology first to solve daily life issues and that engineering is given priority. They have a cult of followers and always pleased with everything they develop. Reviewed on: 8th January 2020

Breath of fresh air

Fantastic banking experience. Will never go back to one of the legacy banks Reviewed on: 8th January 2020

Monzo brings the power of in-branch banking to mobile

All banks now have apps, but Monzo manages to curate an experience superior to entering an actual bank branch. It makes understanding your finances that little bit easier. Reviewed on: 7th January 2020

Amazing

Switched to Monzo back in May 2018 and haven’t looked back since! Great bank Reviewed on: 7th January 2020

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