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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The PINNACLE of banking.

5
Monzo has completely revamped what a bank should be seen as. They are the first bank to do something that I genuinely thought was impossible: think about their customer first. Every move they make is customer focused, and you can't deny that their app is the best looking on the market. Reviewed on: 8th January 2020
Alan's avatar
Alan

Best Bank Ever

5
Monzo have completely revolutionised banking. The fear I used to have checking my balance is gone and I handle my money a lot better. Monzo has helped me save and get myself out of debt. Reviewed on: 8th January 2020
Erin's avatar
Erin

Friendly, quick and efficient

5
I've had a Monzo account for a couple of years now and love it so much I made it my main account! Reviewed on: 8th January 2020
Lydia's avatar
Lydia

Excellent

5
Use abroad with no extra charges - this card has been my lifesaver! Reviewed on: 8th January 2020
charliejadepugh@gmail.com's avatar
[email protected]

Never had any problems

5
I use Monzo as my main bank account and have never had any issues. I love their features to allow budgeting within the app and getting paid early. The app feels highly customisable and I appreciate all the saving pot options for easy saving! Reviewed on: 8th January 2020
Chloe's avatar
Chloe

My bank but also a cool tech company

5
Since first hearing about Monzo they have always been leading the way in terms of change, I like that they put technology first to solve daily life issues and that engineering is given priority. They have a cult of followers and always pleased with everything they develop. Reviewed on: 8th January 2020
J's avatar
J

Breath of fresh air

5
Fantastic banking experience. Will never go back to one of the legacy banks Reviewed on: 8th January 2020
TorianLok's avatar
TorianLok

Monzo brings the power of in-branch banking to mobile

5
All banks now have apps, but Monzo manages to curate an experience superior to entering an actual bank branch. It makes understanding your finances that little bit easier. Reviewed on: 7th January 2020
Alex S's avatar
Alex S

Amazing

5
Switched to Monzo back in May 2018 and haven’t looked back since! Great bank Reviewed on: 7th January 2020
Nathanael Moore's avatar
Nathanael Moore

Fantastic real-time banking

5
Monzo vastly enhanced the way I manage my money. Key to this is real-time banking and a great app. Reviewed on: 7th January 2020
Rocket's avatar
Rocket

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