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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Fantastic real-time banking

Monzo vastly enhanced the way I manage my money. Key to this is real-time banking and a great app. Reviewed on: 7th January 2020

Modern day bank

I’m certainly not lacking enthusiasm when it comes to my Monzo account. I’ve recommend it to all my peers, did a full current account switch, moved my joint account and got my husband set up. I love the combination of tech, convenience and money management all in one location. Banking is banking, but Monzo makes the experience intuitive, motivating and fun to engage with. I’ve gone from poor money management to clearing all debts in 2020! Reviewed on: 7th January 2020

The best current account by far

I've used Monzo since its prepaid days and I now use it as my primary current account. Monzo gives me significantly better visibility over my money and genuinely helps me to save too! Reviewed on: 7th January 2020

Made me change how I look after my money

I had high street banks before joining Monzo, I wasn’t saving much. Having savings accounts in Monzo and rounding up feature have helped me with my savings. Monzo seems like the only bank which helps customers while other like charging fees instead. Reviewed on: 7th January 2020

Best Bank

Best bank I've used out of the few fin-tech banks I've tried as well as high street banks. Reviewed on: 7th January 2020

Clean, simple, easy to use

Monzo is a brilliant bank. Their customer service is effective and friendly, the app is very easy to use (especially since the upgrades), and it really helps manage all your money well. Reviewed on: 7th January 2020

Perfect

Full control over your finances from a bank who put their customers first. Reviewed on: 7th January 2020

Breathtaking

Monzo has changed my life. I've never recommended anything more. I talk about it every day. Just get Monzo and see for yourself! Reviewed on: 7th January 2020

Great bank

I've never been more in control of my money, Monzo is fab. Reviewed on: 7th January 2020

life changing

monzo has changed the way I bank, thank you Reviewed on: 7th January 2020

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