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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17983 reviews)

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4.92

Based on 17,983 reviews, last reviewed 16th Feb 2026

37350% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It’s the best money managing app I’ve come across ! It’s the best money managing app I’ve come across !! Reviewed on: 16th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17983)

Changed my financial life.

Monzo has changed the way I think about money, the way I budget and sort my finances out. Their transparency and way they deal with customers is second to none. Reviewed on: 8th December 2018

Modern, simple .. and it works

It is refreshing to be able to Bank with somebody that comes with the awful legacy of the past 40+ years! Reviewed on: 8th December 2018

The answer to my prayers!

I was a little anxious about the idea of switching to an app-only current account at first, but have been bawled over by Monzo. Fantastic features which make banking so simple, great personable customer service and a really clear focus on the customer and their needs! The community forum is also really engaging, with feedback being really listened to and informing decisions that drive the bank forward. Can't wait to see what's still to come! Reviewed on: 8th December 2018

Fantastic bank

Monzo is amazing overall. Fantastic product, support, and everything. Reviewed on: 8th December 2018

Transparent and super fast bank!

The way they operate is the best. I have been with at least 10 different banks and Monzo is the absolute best. Go to community.Monzo.com and see for yourself. Open a Monzo account and you'll get £10 for free. Merry Christmas from me! https://monzo.com/referral?code=rfwlkyj Reviewed on: 8th December 2018

Very good

Great banking product for all ages Reviewed on: 8th December 2018

Great account

So easy to set up and use. Keep getting better and listens to users Reviewed on: 8th December 2018

Peace of mind over your finances

great to see real time notifications of how much I spend, what I spend on , where I spend it, so I can take control of my finances Reviewed on: 8th December 2018

A breath of fresh air

An outstanding service for my financial needs. With just a few additions (which are on the horizon) this will be perfect. Reviewed on: 8th December 2018

A 'bank' that cares

Nothing but good things to say about the company. Long may they be successful and I hope they stick to their principles of putting the customer first. Reviewed on: 8th December 2018

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