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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Modern day bank

5
I’m certainly not lacking enthusiasm when it comes to my Monzo account. I’ve recommend it to all my peers, did a full current account switch, moved my joint account and got my husband set up. I love the combination of tech, convenience and money management all in one location. Banking is banking, but Monzo makes the experience intuitive, motivating and fun to engage with. I’ve gone from poor money management to clearing all debts in 2020! Reviewed on: 7th January 2020
Ky31's avatar
Ky31

The best current account by far

5
I've used Monzo since its prepaid days and I now use it as my primary current account. Monzo gives me significantly better visibility over my money and genuinely helps me to save too! Reviewed on: 7th January 2020
Will Scott's avatar
Will Scott

Made me change how I look after my money

5
I had high street banks before joining Monzo, I wasn’t saving much. Having savings accounts in Monzo and rounding up feature have helped me with my savings. Monzo seems like the only bank which helps customers while other like charging fees instead. Reviewed on: 7th January 2020
Matthew Bissell's avatar
Matthew Bissell

Best Bank

5
Best bank I've used out of the few fin-tech banks I've tried as well as high street banks. Reviewed on: 7th January 2020
Jack Stride's avatar
Jack Stride

Clean, simple, easy to use

5
Monzo is a brilliant bank. Their customer service is effective and friendly, the app is very easy to use (especially since the upgrades), and it really helps manage all your money well. Reviewed on: 7th January 2020
Luke Williams's avatar
Luke Williams

Perfect

5
Full control over your finances from a bank who put their customers first. Reviewed on: 7th January 2020
Sean's avatar
Sean

Breathtaking

5
Monzo has changed my life. I've never recommended anything more. I talk about it every day. Just get Monzo and see for yourself! Reviewed on: 7th January 2020
Steph Foley's avatar
Steph Foley

Great bank

5
I've never been more in control of my money, Monzo is fab. Reviewed on: 7th January 2020
Richard's avatar
Richard

life changing

5
monzo has changed the way I bank, thank you Reviewed on: 7th January 2020
cousbrad's avatar
cousbrad

Simple, accessible, easy to use

5
Monzo is so easy to get started on. They communicate in a transparent way I really appreciate. They work hard to help customers understand how money works. Reviewed on: 7th January 2020
Emma's avatar
Emma

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