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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19400 reviews)

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4.93

Based on 19,399 reviews, last reviewed 23rd Apr 2026

3457% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo has been splendid! Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19400)

Incredible bank

I've been banking with Monzo for several months now and the overall experience is SO much better. It gives me so much more visibility over the way I spend my money, and makes everything about banking so much less painful. Reviewed on: 7th January 2020

Monzo simply just makes everything work!

21st century banking that actually just makes things happen like magic. Reviewed on: 7th January 2020

Excellent Bank

Has changed money for me entirely. Used to be terrible at budgeting, but has everything and does everything I need to be in control. Reviewed on: 7th January 2020

From big spender to big saver

Before I had Monzo I spent every penny of my wage and more every month, I didn't have many outgoings but I had no concept of where my money actually went. Since joining Monzo and using it as my main account I've been able to save money every single month, I now have a mortgage on a house which I'm not struggling to make payments on or struggling to pay the bills as I can see where every penny goes and make sure I give every penny a purpose. I really don't know where I'd be without Monzo but I'm so thankful for it, I think my friends and family are genuinely sick of hearing about it! Reviewed on: 7th January 2020

The best bank out there

I love using Monzo. I moved here from Germany and I was easily able to setup an account in minutes. I can travel, budget, send money without hassle and awkward situations with friends at dinner, split bills with my roomie and above all, the interface is simple, clean and looks cute. What more could I want from my bank! Reviewed on: 7th January 2020

The best

Most intuitive and best all-round offering. Reviewed on: 7th January 2020

Innovative

Monzo have made banks think about their offerings and have created the biggest change in the industry for a very long time. The current account they offer is great and I love the new layout, looking forward to watch they can achieve this year. Reviewed on: 7th January 2020

Amazing!

I have banked with Monzo since 2017 when they where but a wee prepaid card, never had a single issue (mainly because I don't cause any, looking at you Watchdoggers). 10/10 would recommend everytime! Reviewed on: 7th January 2020

Makes money work for everyone

Love Monzo's mission, I want to bank with people who care! Reviewed on: 7th January 2020

The Bank of The Future, but Now!

Monzo's community led approach is a breath of fresh air in an industry that is ripe for innovation and change. They are undoubtedly leading the charge for the future of banking. Reviewed on: 7th January 2020

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