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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17981 reviews)

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4.92

Based on 17,981 reviews, last reviewed 16th Feb 2026

37250% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo Magic Easy to use, great product features, excellent customer service Reviewed on: 16th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17981)

Best bank account

Monzo really are a customer service driven bank account. They add features all the time which are really useful and their customer service team are friendly. Reviewed on: 8th December 2018

Best current account on the market

So many cool and useful features to make managing finances easier Reviewed on: 8th December 2018

Monzo beats every other bank hands down

Free international usage and withdrawals, tracks all your purchases, separate pots of money with rounding to help you save, all kinds of diy features to limit your spend and classic add ons like overdraft- all done via app. Best bank I've ever had. Reviewed on: 8th December 2018

Amazing bank

I love this bank, transactions are processed in real time, even the foreigners one, so I know how much I’m expending. No more street banks Reviewed on: 8th December 2018

Fantastic bank

Really enjoy all the new features that these guys have bought to the banking market to bring banking into the 21st century Reviewed on: 8th December 2018

The way banking should be

For years I was waiting for a bank that was easy to track finances and offered budgeting tools within one account. For years I was waiting for cards that would allow me to spend GBP abroad easily and efficiently. I’ve been frustrated at traditional banks for not catching up with technology (with obvious reasons like security and regulation etc.). But Monzo finally operates the way millenials expect a bank to work and is fit for purpose in the 21st century. Reviewed on: 7th December 2018

Inventive, relevant banking for the modern day

I insist that all my friends join Reviewed on: 7th December 2018

Amazing

Love Monzo Bank so much better than main Street banks and far superior to starling bank Reviewed on: 7th December 2018

I love Monzo

Best bank I've ever had. No problems at all yet. Insanely fast customer service. I switched from starling because I kept having problems and starlings customer service is non existent. So happy I changed to Monzo Reviewed on: 7th December 2018

Amazing and innovative

Great customer service with a great in app UI. Amazing for travelling too Reviewed on: 7th December 2018

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