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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo... Mon-yes

5
I recommend Monzo daily. It's by far the best bank for customer service that I've ever dealt with. The app is really easy to use and the reliability is next to none. Reviewed on: 7th January 2020
Vandie's avatar
Vandie

Great

5
a very Useful app bank. New features all the time Reviewed on: 7th January 2020
Ybot's avatar
Ybot

Fantastic Bank

5
So easy to use the app and brilliant for budgeting Reviewed on: 7th January 2020
Cowt92's avatar
Cowt92

Incredible

5
Have had Monzo for the last three years and it has absolutely changed my life; I will no longer be scared of banks and my money. Reviewed on: 7th January 2020
Tia 's avatar
Tia

Very Effective.

4
Everything you can get from a bank, in the power of your hand. Amazing, but can be better, sometimes Monzo fcks things up. Reviewed on: 7th January 2020
Brika's avatar
Brika

BEST BANK EVER

5
Monzo has helped me manage my finances over the last few years and there customer service is exceptional. I would recommend to anyone to start banking with Monzo! Reviewed on: 7th January 2020
James Prince's avatar
James Prince

Doing all the right things

5
I have recently switched mine and my wife's joint account and salaries to a Monzo joint account. The switch was seamless and the experience has been a joy. We have had zero issues in the last few months and we both love the ingenious features that help us save and budget. Totally love it and recommend to all my friends and family! Reviewed on: 7th January 2020
Jah's avatar
Jah

Simple, intuitive banking for the future

5
The Monzo app is head and shoulders above all competition. The customer support is completely painless and very quick. Features are implemented based on suggestions and communication/language used by the bank is simple to understand. Reviewed on: 7th January 2020
Tom B's avatar
Tom B

The king of all challenger banks

5
Monzo does it best, from customer support, to new features and reliability. They have by far the best support and fantastic budgeting tools, and are overall innovative. Reviewed on: 7th January 2020
Zain's avatar
Zain

Amazing company, helpful, friendly, and unique

5
Offers more products and the best customer experience. Fantastic company Reviewed on: 7th January 2020
Ellen 's avatar
Ellen

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