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Monzo: Current account reviews

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4.93
Based on 19,400 reviews, last reviewed 25th Apr 2026
3459% increase in 5 star reviews
in the past 90 days
467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo Current Account Would highly recommend you use Monzo, especially at least to get your wages paid into as you can collect it a business day early at 4pm. You can also ... Read more Reviewed on: 25th April 2026
TG's avatar
TG

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026
Keiran chippendale's avatar
Keiran chippendale
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19400)

The best bank I ever had

5
Everything is so simple, accurate and up-to-date. Reviewed on: 7th January 2020
Paul Davies's avatar
Paul Davies

Amazing bank and company

5
A bank that cares? What a novel concept. Monzo is the closest thing to an ethical bank there is - and they have a great product to boot. Reviewed on: 7th January 2020
Bradalay's avatar
Bradalay

Best bank out tyrre

5
Transparent Honest Reliable Informed Reviewed on: 7th January 2020
Brian's avatar
Brian

Best app

5
They have the best app, which makes the best banking experience. Reviewed on: 7th January 2020
A's avatar
A

Happy

5
I am extremely happy with Monzo's service since opening a current account. The company's support feature is amazing and the user interface is top class as well! Reviewed on: 7th January 2020
Jack's avatar
Jack

The best banking app experience by far.

5
I've found Monzo easy to use, easy to setup, even with IFTTT integration. Instant notifications are a must in this day and age and it seems logical to me that Monzo have set the standard for legacy banks to catch up with, hence the features are being copied into other banks. That speaks volumes. Monzo is innovative and provides rich user information, allowing you to manage your money easily. Cant wait to see what they integrate going forward. Reviewed on: 7th January 2020
DarkRabbit's avatar
DarkRabbit

Great bank

5
A bank in a mobile App. Amazing to use, easy to understand. Reviewed on: 7th January 2020
S's avatar
S

Great bank

5
Does everything I want it to, quickly and effortlessly able to stay on top of my financial goals Reviewed on: 7th January 2020
Jason Cabot's avatar
Jason Cabot

Fast, reliable app and great customer service

5
Very good, fast and reliable app, lots of banks are trying to copy Monzo which shows how far in front they are. Very good, friendly and quick customer service via chat through the app. Reviewed on: 6th January 2020
James Butterfield's avatar
James Butterfield

Amazing

5
What's good about Monzo: The app, customer service, reliability, pots, joint account, budgeting! Reviewed on: 6th January 2020
AndyB88's avatar
AndyB88

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