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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Helping me save for the first time ever!

I've always been TERRIBLE with money. With Monzo, I have savings, complete oversight of how much money I have coming in and going out, bills pots to help manage that spending and overall the best control I've had of my financial situation, ever. Reviewed on: 7th January 2020

Love Monzo!

Monzo is the Best Bank in the UK - definitely leading the way in banking innovation and money management! Reviewed on: 7th January 2020

Amazing Bank

Best bank I've ever used. Helps me to save money and track my spending. The app is the best banking app with super cool features and customer service is great. Reviewed on: 7th January 2020

Incredible bank

I've been banking with Monzo for several months now and the overall experience is SO much better. It gives me so much more visibility over the way I spend my money, and makes everything about banking so much less painful. Reviewed on: 7th January 2020

Monzo simply just makes everything work!

21st century banking that actually just makes things happen like magic. Reviewed on: 7th January 2020

Excellent Bank

Has changed money for me entirely. Used to be terrible at budgeting, but has everything and does everything I need to be in control. Reviewed on: 7th January 2020

From big spender to big saver

Before I had Monzo I spent every penny of my wage and more every month, I didn't have many outgoings but I had no concept of where my money actually went. Since joining Monzo and using it as my main account I've been able to save money every single month, I now have a mortgage on a house which I'm not struggling to make payments on or struggling to pay the bills as I can see where every penny goes and make sure I give every penny a purpose. I really don't know where I'd be without Monzo but I'm so thankful for it, I think my friends and family are genuinely sick of hearing about it! Reviewed on: 7th January 2020

The best bank out there

I love using Monzo. I moved here from Germany and I was easily able to setup an account in minutes. I can travel, budget, send money without hassle and awkward situations with friends at dinner, split bills with my roomie and above all, the interface is simple, clean and looks cute. What more could I want from my bank! Reviewed on: 7th January 2020

The best

Most intuitive and best all-round offering. Reviewed on: 7th January 2020

Innovative

Monzo have made banks think about their offerings and have created the biggest change in the industry for a very long time. The current account they offer is great and I love the new layout, looking forward to watch they can achieve this year. Reviewed on: 7th January 2020

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