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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank

5
It just works - so much easier to use than my other banks. Reviewed on: 7th January 2020
Tim's avatar
Tim

UNREAL - BEST IN BANKING

5
Completely changed the way I used to bank. Has helped me pay off debt !! Reviewed on: 7th January 2020
Jennifer Love's avatar
Jennifer Love

Changes the way i deal with money

5
It's like dealing with cash. I know how much I have at every point, so I know how much I have left. Reviewed on: 7th January 2020
display name's avatar
display name

The Best Thing Since Sliced Bread

5
I really like Monzo, the customer service is always amazing, the app is always easy to navigate, and just a really enjoyable experience. Better than sliced bread! Reviewed on: 7th January 2020
Emily 's avatar
Emily

Just works

5
So simple and easy. The mobile only route is the way forward. FTW Reviewed on: 7th January 2020
Will's avatar
Will

Effortless

5
App is slick and intuitive. Managing my money is effortless. I wish I could manage all of my financial products through Monzo. Reviewed on: 7th January 2020
Dan's avatar
Dan

The Bank that made me a grown up

5
I've had Monzo since 2016 (a year after they've launched) and honestly the simplicity of the app, yet complex enough to give me pots/summarys and such is amazing. The customer support (although I've only had to use them once or twice, which really sells how great the service is for me as its my main account) is amazing and nice, and even stuff like emojis make the experience more personal. And finally with the pots feature I feel gently nundged in the right direction to save money, something I'm so happy for as I've always struggled with saving Reviewed on: 7th January 2020
Jack Carry's avatar
Jack Carry

Utterly Perfect!

5
I've been a Monzo advocate for years, right back in the pre-paid days. All of my family & friends see the value in Monzo too and most of them have switched Reviewed on: 7th January 2020
Marcus's avatar
Marcus

Takes the stress out of banking

5
I don't have to worry about contacting Monzo when things go wrong. I have faith that they will do right by me. The nice app and features are a bonus. Reviewed on: 7th January 2020
Rob Knight's avatar
Rob Knight

Helping me save for the first time ever!

5
I've always been TERRIBLE with money. With Monzo, I have savings, complete oversight of how much money I have coming in and going out, bills pots to help manage that spending and overall the best control I've had of my financial situation, ever. Reviewed on: 7th January 2020
jessica's avatar
jessica

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