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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17949 reviews)

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4.92

Based on 17,949 reviews, last reviewed 15th Feb 2026

35650% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really convenient. Really convenient. Gives value for money. Reviewed on: 15th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17949)

Banking excellence

Free, easy to use. Really good extra features - budgeting, saving, etc. Reviewed on: 23rd November 2018

Easy to use, stylish with great features

I have switched everything to Monzo, as it's so easy to view Direct debits, arrange budgeting, even send international payments and now earn interest! Reviewed on: 23rd November 2018

Wow .... such a refreshing change in experience from the normal "high street" banks

I dont think i could ever go back to the older way of banking Reviewed on: 23rd November 2018

Nice app for banking

Easy to open. Free ATM card, no monthly fees. All good Reviewed on: 23rd November 2018

Super Bank

The best bank online in Europe. Reviewed on: 22nd November 2018

Budgeting made easy

I’m new to Monzo, but with the app separating and analysing my spending and getting notifications as I spend, it’s made managing my money so much easier Reviewed on: 22nd November 2018

Monzo has changed the way i handle my money

I’ve been a Monzo user for about three years, since the BETA prepaid. I’ve also been a customer of the older banks such as Barclays, and Lloyd’s. I’ve very happy to say that Monzo has changed the way I view money, and the way I handle it. It gives me a broad insight of all my incoming and outgoings, notifications of if I will ever run out of money, it even tells me to put money into my account so I don’t go overdrawn, (whereas with the older banks, the only notification I would get was a letter in the post with an £8 charge!) It lets me categorise my spendings, set up instant payments, direct debits and standing orders. And the customer service is just brilliant. Keep it up Monzo. Reviewed on: 22nd November 2018

Great bank making great features

Easy to use app. Notifications give you confidence that your money is safe (as you would know if someone was spending your money!). They continue to create great features like pots and bill splitting. Paying people is really easy - using a mobile number or nearby friends. Reviewed on: 21st November 2018

Monzo

Monzo good bank acaunt very good Reviewed on: 21st November 2018

Forging the way forward for banking.

Monzo is setting the standard currently. While the old school banks are starting to catch up, most notably Barclays as their app is the best of the traditional banks, I see Monzo still innovating faster. Reviewed on: 21st November 2018

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