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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (17949 reviews)

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4.92

Based on 17,949 reviews, last reviewed 15th Feb 2026

35650% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really convenient. Really convenient. Gives value for money. Reviewed on: 15th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (17949)

Exciting challenger bank that just works!

Clean, fresh interface. A banking app which simply just works, and very well at that! Able to keep track of spending with instant transaction notifications as well as purchases and income. Enables me to bank efficiently and at a glance. Reviewed on: 21st November 2018

Fabulous

Best banking services I have experienced absolutely brilliant very easy to open and does everything and more than the traditional high street banks do. Reviewed on: 21st November 2018

Monzo for students

Monzo is such a convenient new-style of banking! They respond very quickly, usually within hours to any emergencies and have a very user friendly app. Reviewed on: 21st November 2018

Really easy to use and amazing customer service

Would definite recommend . Especially useful for travels outside of the UK Reviewed on: 21st November 2018

Greatest banking experience

I’ve use Monzo for a long while and there the best I’ve ever had the card is versatile and I love that is compatible with Apple Pay that’s a bonus is just like a real banking experience I just love it Reviewed on: 20th November 2018

Simply the best.

It allows simple use and great benefits, all my friends has one. Banking made simple.... Reviewed on: 20th November 2018

Its brilliant

This bank is probably the best bank i think they should try open up branches thats all thats missing other than that it is brilliant Reviewed on: 20th November 2018

Simple easy and amazing

Very easy to use, shows your spending especially good for budgeting overall and excellent amazing account Reviewed on: 20th November 2018

simple yet very effective

love this app simple, elegant, and very effective Reviewed on: 20th November 2018

Amazing

Monzo is the simplest digital bank to use!! Reviewed on: 20th November 2018

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