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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Love Monzo!

5
Monzo is the Best Bank in the UK - definitely leading the way in banking innovation and money management! Reviewed on: 7th January 2020
Anonymous's avatar
Anonymous

Amazing Bank

5
Best bank I've ever used. Helps me to save money and track my spending. The app is the best banking app with super cool features and customer service is great. Reviewed on: 7th January 2020
Naomi's avatar
Naomi

Incredible bank

5
I've been banking with Monzo for several months now and the overall experience is SO much better. It gives me so much more visibility over the way I spend my money, and makes everything about banking so much less painful. Reviewed on: 7th January 2020
Devan Kuleindiren's avatar
Devan Kuleindiren

Monzo simply just makes everything work!

5
21st century banking that actually just makes things happen like magic. Reviewed on: 7th January 2020
Cratwich's avatar
Cratwich

Excellent Bank

5
Has changed money for me entirely. Used to be terrible at budgeting, but has everything and does everything I need to be in control. Reviewed on: 7th January 2020
Sandy Cull's avatar
Sandy Cull

From big spender to big saver

5
Before I had Monzo I spent every penny of my wage and more every month, I didn't have many outgoings but I had no concept of where my money actually went. Since joining Monzo and using it as my main account I've been able to save money every single month, I now have a mortgage on a house which I'm not struggling to make payments on or struggling to pay the bills as I can see where every penny goes and make sure I give every penny a purpose. I really don't know where I'd be without Monzo but I'm so thankful for it, I think my friends and family are genuinely sick of hearing about it! Reviewed on: 7th January 2020
NuttMutt's avatar
NuttMutt

The best bank out there

5
I love using Monzo. I moved here from Germany and I was easily able to setup an account in minutes. I can travel, budget, send money without hassle and awkward situations with friends at dinner, split bills with my roomie and above all, the interface is simple, clean and looks cute. What more could I want from my bank! Reviewed on: 7th January 2020
Chrissy's avatar
Chrissy

The best

5
Most intuitive and best all-round offering. Reviewed on: 7th January 2020
antony485722jwef3's avatar
antony485722jwef3

Innovative

5
Monzo have made banks think about their offerings and have created the biggest change in the industry for a very long time. The current account they offer is great and I love the new layout, looking forward to watch they can achieve this year. Reviewed on: 7th January 2020
Matthew Slater's avatar
Matthew Slater

Amazing!

5
I have banked with Monzo since 2017 when they where but a wee prepaid card, never had a single issue (mainly because I don't cause any, looking at you Watchdoggers). 10/10 would recommend everytime! Reviewed on: 7th January 2020
DinGalaxy's avatar
DinGalaxy

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