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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Amazing!

I have banked with Monzo since 2017 when they where but a wee prepaid card, never had a single issue (mainly because I don't cause any, looking at you Watchdoggers). 10/10 would recommend everytime! Reviewed on: 7th January 2020

Makes money work for everyone

Love Monzo's mission, I want to bank with people who care! Reviewed on: 7th January 2020

The Bank of The Future, but Now!

Monzo's community led approach is a breath of fresh air in an industry that is ripe for innovation and change. They are undoubtedly leading the charge for the future of banking. Reviewed on: 7th January 2020

Best bank

Been using Monzo alongside my Nationwide account for a year now and absolutely loved it. As soon as they relaunch Plus i'm going to close my flexplus and switch over full time! Reviewed on: 7th January 2020

Brilliant bank

The budgeting tools with Monzo make it easy to see where you money goes. Paying bills from puts, getting paid early and the 3rd party savings pots are all excellent features Reviewed on: 7th January 2020

Amazing

I'm slowly closing down all my other bank accounts now that I have Monzo. Reviewed on: 7th January 2020

Great app and awesome service

Both myself and my wife have now switched our current accounts to Monzo. The app is fantastic and also the customer service is second-to-none. Features such as the salary sorter and budgets really help me manage my money. Reviewed on: 7th January 2020

Awesome!

I love Monzo. It is so easy, transparent and gives me control. Reviewed on: 7th January 2020

Great bank!

I wouldn't bank with anyone else after banking with monzo. they've made is so easy Reviewed on: 7th January 2020

Great for banking peace of mind!

I love how they make everything so easy. For example recently I asked our local council to change my direct debit details to my Monzo account to pay my council tax. They said on the phone they had, but I didn't really trust them as they didn't confirm via email or send any documentation. A few days later, I got a notification from Monzo to confirm a direct debit had been set up. I'd never get that from any other bank! Reviewed on: 7th January 2020

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