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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Helped get my spending on track

Monzo has been an incredible financial partner for me! I've become more knowledgable about financial products and feel more confident choosing services that suit my needs. I've saved money without noticing and I can analyse spending more thoroughly to help me understand where I need to cut back! Reviewed on: 7th January 2020

Bank account that just works

Finally able to manage my money and tackle my debt Reviewed on: 7th January 2020

It just works. And when it doesn't customer service is incredible!

Monzo changed my life. I no longer get frustrated at my bank. I get instant notifications when my card is used, I can reverse a transaction on the app when I need to (goodbye unfair hotel holds!) and customer service is always available in minutes on the few occasions I have needed them. I also love Monzo's blogs and how when they mess up they are very transparent and forthcoming about it. Reviewed on: 7th January 2020

The best bank I ever had

Everything is so simple, accurate and up-to-date. Reviewed on: 7th January 2020

Amazing bank and company

A bank that cares? What a novel concept. Monzo is the closest thing to an ethical bank there is - and they have a great product to boot. Reviewed on: 7th January 2020

Best bank out tyrre

Transparent Honest Reliable Informed Reviewed on: 7th January 2020

Best app

They have the best app, which makes the best banking experience. Reviewed on: 7th January 2020

Happy

I am extremely happy with Monzo's service since opening a current account. The company's support feature is amazing and the user interface is top class as well! Reviewed on: 7th January 2020

The best banking app experience by far.

I've found Monzo easy to use, easy to setup, even with IFTTT integration. Instant notifications are a must in this day and age and it seems logical to me that Monzo have set the standard for legacy banks to catch up with, hence the features are being copied into other banks. That speaks volumes. Monzo is innovative and provides rich user information, allowing you to manage your money easily. Cant wait to see what they integrate going forward. Reviewed on: 7th January 2020

Great bank

A bank in a mobile App. Amazing to use, easy to understand. Reviewed on: 7th January 2020

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