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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Makes money work for everyone

5
Love Monzo's mission, I want to bank with people who care! Reviewed on: 7th January 2020
Natalie L's avatar
Natalie L

The Bank of The Future, but Now!

5
Monzo's community led approach is a breath of fresh air in an industry that is ripe for innovation and change. They are undoubtedly leading the charge for the future of banking. Reviewed on: 7th January 2020
Casey Rain's avatar
Casey Rain

Best bank

5
Been using Monzo alongside my Nationwide account for a year now and absolutely loved it. As soon as they relaunch Plus i'm going to close my flexplus and switch over full time! Reviewed on: 7th January 2020
Russell Smith's avatar
Russell Smith

Brilliant bank

5
The budgeting tools with Monzo make it easy to see where you money goes. Paying bills from puts, getting paid early and the 3rd party savings pots are all excellent features Reviewed on: 7th January 2020
Emma Simpson's avatar
Emma Simpson

Amazing

5
I'm slowly closing down all my other bank accounts now that I have Monzo. Reviewed on: 7th January 2020
Neal's avatar
Neal

Great app and awesome service

5
Both myself and my wife have now switched our current accounts to Monzo. The app is fantastic and also the customer service is second-to-none. Features such as the salary sorter and budgets really help me manage my money. Reviewed on: 7th January 2020
Why_this's avatar
Why_this

Awesome!

5
I love Monzo. It is so easy, transparent and gives me control. Reviewed on: 7th January 2020
mw2020's avatar
mw2020

Great bank!

5
I wouldn't bank with anyone else after banking with monzo. they've made is so easy Reviewed on: 7th January 2020
rheanna's avatar
rheanna

Great for banking peace of mind!

5
I love how they make everything so easy. For example recently I asked our local council to change my direct debit details to my Monzo account to pay my council tax. They said on the phone they had, but I didn't really trust them as they didn't confirm via email or send any documentation. A few days later, I got a notification from Monzo to confirm a direct debit had been set up. I'd never get that from any other bank! Reviewed on: 7th January 2020
chrislees1991's avatar
chrislees1991

Helped get my spending on track

5
Monzo has been an incredible financial partner for me! I've become more knowledgable about financial products and feel more confident choosing services that suit my needs. I've saved money without noticing and I can analyse spending more thoroughly to help me understand where I need to cut back! Reviewed on: 7th January 2020
Katie's avatar
Katie

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