Write a review

Newsletter

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

View other Monzo products

4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great bank

Does everything I want it to, quickly and effortlessly able to stay on top of my financial goals Reviewed on: 7th January 2020

Fast, reliable app and great customer service

Very good, fast and reliable app, lots of banks are trying to copy Monzo which shows how far in front they are. Very good, friendly and quick customer service via chat through the app. Reviewed on: 6th January 2020

Amazing

What's good about Monzo: The app, customer service, reliability, pots, joint account, budgeting! Reviewed on: 6th January 2020

Most creative bank in the world

Very simple app, full of functionality and a community to support it Reviewed on: 6th January 2020

Game changer

Making understanding and controlling your money easy and occasionally fun Reviewed on: 6th January 2020

A superb forward thinking bank

Monzo has changed my entire relationship with money. Features like savings pots including the ability to pay Direct Debits from pots, along with it’s ‘shared tabs’ features and it’s joint account has transformed my relationship with money. I have gone from someone who found money (and also debt) very difficult to manage, to someone who is debt free and is now for the first time ever budgeting and saving, with minimal little effort, and is about to purchase a home. It’s features, and how they help you save and manage money, cannot be overstated. It has changed my life! Reviewed on: 6th January 2020

shocking

App looks good, automated functions work well. But unable to provide a basic level of service, payments and fraud protection is negligent. Customer service is not existent and takes weeks to respond to issues. Reviewed on: 6th January 2020

Love Monzo!

Best bank ever! Amazing customer service and always pushing the boundaries. Reviewed on: 6th January 2020

Finally in control of my money

I've always found it very hard to keep to a budget however Monzo's great user experience has helped me finally get control of my money Reviewed on: 6th January 2020

Good bank for those that want a online only offering

Great customer service without automated phone menus. Community support forum that makes looking for support more like a big community rather than a bank. Transparent about fees and that they do not make money on fees. No fees to use the debit card abroad. Reviewed on: 6th January 2020

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash account
from TSB 3.88 from 98 reviews
Student Account
from permanent tsb 0.00 from 0 reviews
Accounts
from Nomo 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1142 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub