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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Bank account that just works

5
Finally able to manage my money and tackle my debt Reviewed on: 7th January 2020
Hannah Penfold's avatar
Hannah Penfold

It just works. And when it doesn't customer service is incredible!

5
Monzo changed my life. I no longer get frustrated at my bank. I get instant notifications when my card is used, I can reverse a transaction on the app when I need to (goodbye unfair hotel holds!) and customer service is always available in minutes on the few occasions I have needed them. I also love Monzo's blogs and how when they mess up they are very transparent and forthcoming about it. Reviewed on: 7th January 2020
Sacha's avatar
Sacha

The best bank I ever had

5
Everything is so simple, accurate and up-to-date. Reviewed on: 7th January 2020
Paul Davies's avatar
Paul Davies

Amazing bank and company

5
A bank that cares? What a novel concept. Monzo is the closest thing to an ethical bank there is - and they have a great product to boot. Reviewed on: 7th January 2020
Bradalay's avatar
Bradalay

Best bank out tyrre

5
Transparent Honest Reliable Informed Reviewed on: 7th January 2020
Brian's avatar
Brian

Best app

5
They have the best app, which makes the best banking experience. Reviewed on: 7th January 2020
A's avatar
A

Happy

5
I am extremely happy with Monzo's service since opening a current account. The company's support feature is amazing and the user interface is top class as well! Reviewed on: 7th January 2020
Jack's avatar
Jack

The best banking app experience by far.

5
I've found Monzo easy to use, easy to setup, even with IFTTT integration. Instant notifications are a must in this day and age and it seems logical to me that Monzo have set the standard for legacy banks to catch up with, hence the features are being copied into other banks. That speaks volumes. Monzo is innovative and provides rich user information, allowing you to manage your money easily. Cant wait to see what they integrate going forward. Reviewed on: 7th January 2020
DarkRabbit's avatar
DarkRabbit

Great bank

5
A bank in a mobile App. Amazing to use, easy to understand. Reviewed on: 7th January 2020
S's avatar
S

Great bank

5
Does everything I want it to, quickly and effortlessly able to stay on top of my financial goals Reviewed on: 7th January 2020
Jason Cabot's avatar
Jason Cabot

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