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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19401 reviews)

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4.93

Based on 19,401 reviews, last reviewed 26th Apr 2026

3398% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great account. A great account. Does everything I want Reviewed on: 26th April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19401)

Some fun features but fails at the basic

As soon as you want to do regular everyday banking, Monzo fails you. Checking payee details, good luck with that. Changing a date on a standing order - not that easy. Style over substance. Reviewed on: 2nd January 2020

Modern banking

Great extras, quick customer service. Reviewed on: 1st January 2020

Love it

Saving became so easy with Monzo. The pots are great, the functionalities are on-point. Nothing but positive experience so far. Reviewed on: 1st January 2020

Amazing bank with great features

Love monzo they are always available via chat in the app. Get instant notifications about spending and money received plus I get my salary paid into my account a day early at 4pm the previous day as usual Reviewed on: 31st December 2019

Great

Never looked back. Would recommend to everyone Reviewed on: 31st December 2019

Best bank ever

They are the best when it comes to customer service, app usability and other banking features. Reviewed on: 30th December 2019

Great company

Even though only online they are efficient and great customer service Reviewed on: 27th December 2019

Crap to be honest

The app is way harder to use than Starling's, it's crammed with useless information and distractions. There's no forced security either. Reviewed on: 27th December 2019

The Future of Banking

I was a bit slow to tue Monzo crew but I haven't looked back. Simple to set up. Finally, real time transactions! Use your card and get an instant notification on the mobile app. Great if you travel as no charge to use the card abroad. Plus you can take out £200 in cash a month at the best exchange rate. You can different money pots to seperate your spending money or savings. The future of banking! Reviewed on: 26th December 2019

mobile first

just briliant, can do anything I need from my phone. Also like their spending reports, how easy it is to send/receive money and the isa saving account. Reviewed on: 24th December 2019

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