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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best app

I can see everything very easily in the app and manage my money Reviewed on: 9th January 2020

The future of banking

Monzo has changed my relationship with money for the better - a huge step in the right direction for the industry and a strong community like no other! Reviewed on: 9th January 2020

Monzo is fantastic!

Its very accessible and provides fantastic service! Reviewed on: 9th January 2020

Reliable, Modern and just works

I couldnt imagine going back to my old bank. Dreadful thought to be honest. Reviewed on: 9th January 2020

Amazing Bank

Been with monzo for a few years now they have been amazing. Reviewed on: 9th January 2020

Great Budgeting App

Great app to go with the bank account for budgeting etc. Even as other banks now reflect pending transactions in the balance, the budgeting features are great. Receiving BACS payments a day early is also a great feature! Reviewed on: 9th January 2020

Quality app, great service

The app is very straightforward to use, and helps put money aside with its 'pot' functionality for ease of cash management for bills later in the month. The 'get paid a day early' feature is also great option to have, especially those looking to pay off their credit cards etc. Reviewed on: 9th January 2020

Amazing, forward thinking bank

I love everything about the app and how it works, and if I have any problems the customer service team are amazing Reviewed on: 9th January 2020

The bank for the 21st century!

If you're looking for a bank that is amazing on a day to day basis, has excellent customer service and an easy to use app, look no further. Despite being "new" (read not established as long as legacy banks) monzo has clearly taken the lead in what banking is all about! Super happy customer Reviewed on: 9th January 2020

Simple, effective, digital-first current account

I have been with Monzo since the Beta prepaid accounts and have used as my main current and joint account for some time now. The experience has always been great - whenever I have needed help (rarely as the user interface and functionality is so simple to use) I have got it quickly using the in-app chat. The Monzo product is constantly developing and I can't wait to see what's next. Reviewed on: 9th January 2020

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