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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is such a good bank

5
The app is very slick and really gives me the power I need over my money. Reviewed on: 10th January 2020
Thomas Whitton's avatar
Thomas Whitton

Becoming Financially Responsible

5
When I joined Monzo I had thousands of pounds of overdraft debt and maxed out credit cards. By using Monzo initially as an extra location to purely use for my allocated budget (set up within the app) I could keep the majority of my income in my legacy bank and slowly get my figures back in the black. Nowadays Monzo has become my sole back account having successfully paid off all my outstanding debt, lifelong Monzo customer. And a bit of a fanboy now Reviewed on: 10th January 2020
Josh Russell's avatar
Josh Russell

Fast, exciting & Innovative!

5
I absolutely love monzo. I have gone from someone regularly extending my overdraft at around £100 more per month. Now a year on. I have went from a £800 overdraft to barely dipping into my £100. Monzo helps me budget and understand where i need to make changes in my spending!! Its so easy and there no jargon or stupid T&Cs clogging your every move! Its clean, fast and weirdly fun! Who knew id be constantly refreshing the monzo labs tab to see what else is being developed or available to me! Monzo is a fab bank!!! Reviewed on: 9th January 2020
Rhys Smith's avatar
Rhys Smith

Fantastic bank, have recommended to many friends

5
Love the customisation, love the saving features such as pots to hide my own money to prevent poor spending habits Reviewed on: 9th January 2020
James Tottle's avatar
James Tottle

Amazing product!

5
I’m in love with the ease of use, amazing customer service and the low fees Reviewed on: 9th January 2020
F's avatar
F

Awesome banking experience

5
Despite being an online only bank their customer service is incredible. Feature packed account with excellent pathway to suggest improvements. Reviewed on: 9th January 2020
DCrypt's avatar
DCrypt

Not involved in financial crash!

5
As the title suggests, my reason for moving to a challenger bank is obvious. However, with a lot of the features from Monzo, it is actually a bank I'm happy to use - even so far as being willing to vote for them instead of ignoring this entirely. Reviewed on: 9th January 2020
Scott's avatar
Scott

Amazing Bank

5
Really good services. I did and will reccomend it. Reviewed on: 9th January 2020
Aldo Troiano's avatar
Aldo Troiano

Great Modern Bank

5
Great features, making my financial life so much easier. Reviewed on: 9th January 2020
Gregory's avatar
Gregory

Best app

5
I can see everything very easily in the app and manage my money Reviewed on: 9th January 2020
Chen's avatar
Chen

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