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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

A bank that actually cares!

Monzo always go above and beyond to help, their staff are incredible and their app is the best I've ever used. I can manage my money 100 times better now and I would never ever go back to a 'legacy' bank. Looking forward to seeing what comes next from Monzo in 2020! Reviewed on: 10th January 2020

Monzo is such a good bank

The app is very slick and really gives me the power I need over my money. Reviewed on: 10th January 2020

Becoming Financially Responsible

When I joined Monzo I had thousands of pounds of overdraft debt and maxed out credit cards. By using Monzo initially as an extra location to purely use for my allocated budget (set up within the app) I could keep the majority of my income in my legacy bank and slowly get my figures back in the black. Nowadays Monzo has become my sole back account having successfully paid off all my outstanding debt, lifelong Monzo customer. And a bit of a fanboy now Reviewed on: 10th January 2020

Fast, exciting & Innovative!

I absolutely love monzo. I have gone from someone regularly extending my overdraft at around £100 more per month. Now a year on. I have went from a £800 overdraft to barely dipping into my £100. Monzo helps me budget and understand where i need to make changes in my spending!! Its so easy and there no jargon or stupid T&Cs clogging your every move! Its clean, fast and weirdly fun! Who knew id be constantly refreshing the monzo labs tab to see what else is being developed or available to me! Monzo is a fab bank!!! Reviewed on: 9th January 2020

Fantastic bank, have recommended to many friends

Love the customisation, love the saving features such as pots to hide my own money to prevent poor spending habits Reviewed on: 9th January 2020

Amazing product!

I’m in love with the ease of use, amazing customer service and the low fees Reviewed on: 9th January 2020

Awesome banking experience

Despite being an online only bank their customer service is incredible. Feature packed account with excellent pathway to suggest improvements. Reviewed on: 9th January 2020

Not involved in financial crash!

As the title suggests, my reason for moving to a challenger bank is obvious. However, with a lot of the features from Monzo, it is actually a bank I'm happy to use - even so far as being willing to vote for them instead of ignoring this entirely. Reviewed on: 9th January 2020

Amazing Bank

Really good services. I did and will reccomend it. Reviewed on: 9th January 2020

Great Modern Bank

Great features, making my financial life so much easier. Reviewed on: 9th January 2020

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