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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

The best bank to ever exist!

The range of different features is amazing. Anything from earning cash back to phone insurance cover, different pots to pay out bills or even use a pot for your favourite things to buy the range is massive. The saving challenge is really helpful if your not very good at saving in big lump sums and with my monzo max I can view all of my cards from different banks and credit card companies in the same app. Best thing I ever did was switch to Monzo and I highly recommend everyone does. Refer a friend also gives you up to £50 in a mystery gift, it’s a no brainer! Reviewed on: 9th February 2026

The rewards Monzo offer are excellent and I utilise...

The rewards Monzo offer are excellent and I utilise 90% of them. Being able to split my money into pots is so helpful and round ups and goals help me save. Reviewed on: 9th February 2026

Would recommend to anybody!

Never had any issues, everything is always seamless, the app interface is second to none and it has helped me budget/change my financial outlook greatly. Would have no hesitation in recommending it to friends and family. Reviewed on: 9th February 2026

Not only have I loved my current account, I’ve added...

Not only have I loved my current account, I’ve added a joint account, credit card and business account too. Amazing service Reviewed on: 9th February 2026

Always give great support with any discrepancies

Always give great support with any discrepancies Reviewed on: 9th February 2026

No fuss bank.

No fuss bank. Excellent bot sorts out issues quickly online. Smart tailored app. Makes saving easy peasy. Reviewed on: 9th February 2026

Brilliant bank- does everything!

Brilliant bank- does everything! Investments, pots, savings, ISAS, round ups, overdrafts! really helpful in the cost of living crisis. I pay for Monzo max which was cheaper than my previous provider and has perks - freebies every month just for using their insurance services. Reviewed on: 9th February 2026

Super modern banking experience

Super modern banking experience with lots of features. Reviewed on: 9th February 2026

Great Bank

Monzo is a very easy bank to be part of, the app is interactive informative and offers tips and tricks for saving and budgeting I have a business account, savings and a credit card with them. All of which are equally as good. Reviewed on: 9th February 2026

Good service no issues.

Good service no issues. Use there perks and benefits often. The savings features is really good, 1p saving challenge recently ended for me so was £600 I didn’t expect. Use the split a bill feature with friends all the time. Reviewed on: 9th February 2026

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