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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Helpful insights to help you manage your money

5
Great to have 'pots' to organise your money. Lots of helpful information / graphs/ insights to help you manage your money. Reviewed on: 9th February 2026
Jonny D's avatar
Jonny D

Very intuitive and great features.

5
Very intuitive and great features. When I’ve had to contact customer support they have always been so helpful!! Even when I thought something would be a “No” they surprised me. Makes a change from traditional banks and can tell Monzo apart from my other accounts. I don’t use them as my main account yet due to my mortgage arrangement elsewhere but I am going to switch across. Reviewed on: 9th February 2026
Scott S's avatar
Scott S

Never had an issue in MANY years

5
Never had an issue in MANY years Reviewed on: 9th February 2026
Ali's avatar
Ali

Best bank so many great incentives to having a Monzo...

5
Best bank so many great incentives to having a Monzo account! Especially the round up features/ pots and the penning saving challenge!! So many amazing benefits Reviewed on: 9th February 2026
Ellie Mae's avatar
Ellie Mae

Been with them almost from the start.

5
Been with them almost from the start. Very innovative. Very relaxed style of banking. Not too stuffy Reviewed on: 9th February 2026
Vicki P's avatar
Vicki P

Monzo to the Max!

5
I opened up a current account which soon progressed into me upgraded to the Max account and opening the Flex credit card. I have loved the service so much I have also recommend to friends and family with successfully getting 5 of them to open accounts and they all love it too! Reviewed on: 9th February 2026
James Turton's avatar
James Turton

Monzo for the win

5
My experience is very good what else is there to say. Reviewed on: 9th February 2026
Lukasz K's avatar
Lukasz K

Great Bank that gives you multiple options.

5
Great Bank that gives you multiple options. Their new feature to stop payments if you have made a mistake is a life saver Reviewed on: 9th February 2026
Rhys G's avatar
Rhys G

I write a few hundred words on why I think Monzo is...

5
I write a few hundred words on why I think Monzo is the best online bank going but this website glitches and I can't be bothered to write it again. So, simply, it's the best bank going. Reviewed on: 9th February 2026
Max W's avatar
Max W

Monzo - the bank that encourages, influences and saves

5
I love Monzo - this bank has encouraged and helped me to budget and encourage me to save plus the app has so much to offer and so very easy to use - I love the pots and the virtual cards / a complete package and lifesaver - totally recommend Reviewed on: 9th February 2026
Bridget McLaughlin's avatar
Bridget McLaughlin

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