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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Just great, always available, mega reliable APP expe...

5
Just great, always available, mega reliable APP experience Reviewed on: 9th February 2026
Kev's avatar
Kev

Great bank account

5
User friendly App. Easy to set up pots Reviewed on: 9th February 2026
Stephanie A's avatar
Stephanie A

Very pleased with Monzo lots of variety in the app.

5
Very pleased with Monzo lots of variety in the app. Reviewed on: 9th February 2026
Oliver C's avatar
Oliver C

Best bank account I've ever had.

5
Best bank account I've ever had. I'm never switching. Makes everything just so easy. Reviewed on: 9th February 2026
Rachael T's avatar
Rachael T

Best banking app out there

5
I’ve been banking with monzo since they opened and I’d never go back to another bank, i absolutely love all the features, the customer services I have always had has been amazing and so helpful. I’ve recommended monzo many times and will continue too. Reviewed on: 9th February 2026
Daryl T's avatar
Daryl T

Useful perks and advice and good customer service

5
Visibility of current and saving account - perks good value for money. Used their £1 savings challenge in 2025 and an easy way to save without. When I had a suspect transaction recently quick to support with card cancellation and replacement and giving me confidence my account was protected Reviewed on: 9th February 2026
Nina S's avatar
Nina S

The Monzo accounts are generally great as we can sav...

5
The Monzo accounts are generally great as we can save so much and they show you to create little pots to store your savings in Reviewed on: 9th February 2026
Thomas 's avatar
Thomas

Excellent top banking

5
Monsoon is very reliable and customer services are excellent, love everything about Monzo banking. Reviewed on: 9th February 2026
Yeti's avatar
Yeti

Best bank out there.

5
Best bank out there. Ive never had an issue with them. Cannot fault them in the slightest Reviewed on: 9th February 2026
Alice B's avatar
Alice B

Been with Monzo for years for my main bank account.

5
Been with Monzo for years for my main bank account. Excellent service, plenty of perks and rewards too. App is well laid out and constantly evolving. Reviewed on: 9th February 2026
Callum M's avatar
Callum M

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