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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Switching to Monzo was just what I needed in a bank

I switched to Monzo because of the benefits available and the features on the app are brilliant compared to what I was getting with other providers. So much easier to use and smarter. Reviewed on: 9th February 2026

So happy to have moved to monzo!

Its so simple and easy. Everything is guided with pictures and cartoons. The cards are bright and have all details on 1 side of the card. Has so many genius features that make everything so easy. Like setting up pots to save for things seperately and see where you stand on your pots. You can customise it all, theres encouragement to help you save like the 1p challenge. Honestly the only regret i have is not moving to monzo sooner. It helps me manage money so much better just because i can split my moneh up within 1 account. Reviewed on: 9th February 2026

Simple to use and efficient!

Simple to use and efficient! App is good looking and functions really well Reviewed on: 9th February 2026

Simply Excellent

I have used Monzo for a number of years now and can hands down say that their experience is simply excellent compared to other providers. There app works brilliantly and is simple to use and any terms are displayed and explained properly. I have even got some of my relatives using Monzo! Reviewed on: 9th February 2026

Very happy since starting with Monzo years ago

Very happy since starting with Monzo years ago Reviewed on: 9th February 2026

hassel free banking

Monzo are simply an easy, hassel free, non pressurising bank. Reviewed on: 9th February 2026

A bank that actually cares!

They make me feel like I’m being well looked after, easy to use, fantastic app keeps you in the loop at all times. Easy to get in touch with, just a great way to bank Reviewed on: 9th February 2026

Modern, safe banking with added bonuses

I have used Monzo banking for a few years now and love everything about it. It’s safe, modern thinking and helps me save money. Their pots are a great idea and the 1p challenge is just genius! Reviewed on: 9th February 2026

A helping hand when needed.

I’ve always had a very professional relationship with Monzo. They’re there in the background, just working for you, nothing to see until BOOM you need them, problems, reassurance, help, and they work their magic and all is good, back to normal, problem over and once a week a lovely Gregg’s sausage roll. Thank you. Reviewed on: 9th February 2026

Great Bank with great rewards.

Great Bank with great rewards. Saving scheme that lets you save with ease- allows me to keep track of my spending easily. Reviewed on: 9th February 2026

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