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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Love Monzo

Love Monzo, banked with them for years and opened a max account in the last year. Find them so user friendly, great perks, and love the budgeting benefits. Reviewed on: 9th February 2026

Easy to use, industry leading features, great custom...

Easy to use, industry leading features, great customer service. They have a good product set too and make it really easy to manage your money. Reviewed on: 9th February 2026

Kerching!

I just love the simplicity and ease of use. The Savings pots are excellent and the little Kerching! Sound when money hits the account is just brilliant. Reviewed on: 9th February 2026

Monzo is awesome

Monzo is ace the benefits of having it and the challenges they offer with rewards is amazing Reviewed on: 9th February 2026

Monzo is so easy and I love the saving pots and bein...

Monzo is so easy and I love the saving pots and being able to use the card easily abroad Reviewed on: 9th February 2026

Very easy to use, customer service is fantastic and...

Very easy to use, customer service is fantastic and I've never had any issues Reviewed on: 9th February 2026

Monzo amazing

Brilliant to bank with. Everything you need all at your fingertips. Intuitive app so easy to use Reviewed on: 9th February 2026

Fear not your finances with Monzo!

I love the layout of the app. I used to be afraid of finances and using the app I have been able to review my money, start saving (1p challenge was very fun!) And just having an all round view of my money across accounts as well as debts. Monzo has been the catalyst for helping me change my financial habits. Reviewed on: 9th February 2026

Best Bank Ever

Monzo is one of the best banks out there. They offer fantastic opportunities from perfect savings rates to checking on your credit score. Monzo will always be my favourite bank.With Monzo you cannot go wrong they even help you look for your old pensions even if you can't find them, they'll be on the case for you. Reviewed on: 9th February 2026

Best Bank!

Really good company who have always tried their best to help me whenever I have needed assistance. Would thoroughly recommend the company to anyone as one of the top banks that I have used. Have managed ged to recover money when scams have taken place Reviewed on: 9th February 2026

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