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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

I switched to monzo after numerous recommendations f...

5
I switched to monzo after numerous recommendations from friends. So far loving it. Love the cashback options Reviewed on: 9th February 2026
Katie g's avatar
Katie g

All you need is an internet connection

5
So easy to set up account and transfer from old account, same with pension, was so easy to transfer to Monzo Reviewed on: 9th February 2026
Sharon M's avatar
Sharon M

I love Monzo.

5
I love Monzo. I'm glad my eldest son recommended this to me back in April 2018, purely because I was going to Cyprus & needed a card to use out there. What else keeps me with Monzo over high street banks is that I can set up 'pots' & have 'round ups' from my main account, so it's kinda like saving without even knowing it. If you have direct debits going out of your account. Monzo sends notifications of this a couple of day's before. Handy!! I've since got a Business account with a Tax pot set up from that & I've recently got my under 16 an account. Monzo keep doing what you're doing!! 10 out 10!! Reviewed on: 9th February 2026
Helen Lawrence's avatar
Helen Lawrence

The best bank I have been with, so easy for me to ke...

5
The best bank I have been with, so easy for me to keep track of what I’m spending and when I need to stop spending. Reviewed on: 9th February 2026
Paul M's avatar
Paul M

Monzo is the best by a mile

5
Monzo is easily the best bank I've ever been with, they provide so much control of my money and savings and have helped to educate me to be a smarter person with money. Reviewed on: 9th February 2026
Bradley Falcus's avatar
Bradley Falcus

Has very useful features even on a free app.

5
Has very useful features even on a free app. A good value for loney Reviewed on: 9th February 2026
Ray Mark's avatar
Ray Mark

Great bank

5
Great bank, easy to use on line app, all services in one place, banking, saving, investing. Reviewed on: 9th February 2026
Martin C's avatar
Martin C

I love the saving challenge, the usability of the ap...

5
I love the saving challenge, the usability of the app, the more colloquial tone in the app, the putting all past pensions in one place and when needed, speaking to a real person if an issue has arisen with a transaction (which is swifty sorted, unlike with barclays who are my credit card provider). Reviewed on: 9th February 2026
James D's avatar
James D

No notes! 5/5

5
No notes! I’ve always had a great experience with Monzo - fantastic UX and app design, easy to use and understand. Their benefits and perks are clearly advertised and I feel like I’m getting value for money for what I get vs what I pay for the Perks account. Help bank and support is great - 9/10 has the info I’m looking for and on the few occasions it hasn’t then customer support has been quick and efficient. I feel like Monzo cares about me as a customer and that’s why I’ve stayed with them. Reviewed on: 9th February 2026
Ruth's avatar
Ruth

Experience with Monzo as the primary current account

5
Monzo is my primary current account. The app is among the best for UK banks and include many features. Although I wish a few features were included in the free plan, the subscription tier Extra is still worth the money so far. It is very easy to organize savings and expenses to various pots as well. Reviewed on: 9th February 2026
Cris's avatar
Cris

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