Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19432)

Amazing perks

5
Always been good value for money and the extra perks are amazing Reviewed on: 9th February 2026
Jay Bla's avatar
Jay Bla

Never had any bad experiences using Monzo, I switche...

5
Never had any bad experiences using Monzo, I switched all my accounts to them years ago and have never looked back! Reviewed on: 9th February 2026
James C's avatar
James C

I absolutely love my Monzo account

5
​I absolutely love my Monzo account; it is easily my most-utilised app alongside YouTube. The feature set is far superior to any traditional bank I’ve used previously. I’m currently a heavy user of the entire ecosystem, specifically Max and Flex, and I fully utilise all 20 Pots to manage my finances. It’s a seamless experience that makes personal finance management actually enjoyable. Reviewed on: 9th February 2026
Paul Gannon's avatar
Paul Gannon

Great service and very impressed with perks and cash...

5
Great service and very impressed with perks and cash back facilities Reviewed on: 9th February 2026
Jennifer Passmore's avatar
Jennifer Passmore

Best bank out there nothing is too much trouble when...

5
Best bank out there nothing is too much trouble when you need help. Reviewed on: 9th February 2026
Terence L's avatar
Terence L

Easy to use app and great account products

5
Easy to use app and great account products Reviewed on: 9th February 2026
Sola's avatar
Sola

Monzo is great

5
Never had any problems worth Monzo, great modern app better than any of the other banks I’ve been with & always been helpful when needed. Reviewed on: 9th February 2026
zdmsc's avatar
zdmsc

Love the app great for saving and budgeting with lot...

5
Love the app great for saving and budgeting with lots of cool freebies and cash back offers Reviewed on: 9th February 2026
Michelle Barr's avatar
Michelle Barr

Best Bank

5
Since I have been with Monzo, my credit rating has gone up, their app makes it easy to budget and pay bills. Also love the perks, and saving challenge. Would highly recommend Reviewed on: 9th February 2026
Nicky Williams's avatar
Nicky Williams

New to Monzo and very happy

5
I have only banked with Monzo for 6 months but my experience so far is great. I love the app and what it offers. The money pots are brilliant for separating and budgeting. I have just upgraded to the perks so hopefully the cinema and uber eats will make it worthwhile. Reviewed on: 9th February 2026
Fiona C's avatar
Fiona C

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill