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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Best bank account I've ever had.

Best bank account I've ever had. I'm never switching. Makes everything just so easy. Reviewed on: 9th February 2026

Best banking app out there

I’ve been banking with monzo since they opened and I’d never go back to another bank, i absolutely love all the features, the customer services I have always had has been amazing and so helpful. I’ve recommended monzo many times and will continue too. Reviewed on: 9th February 2026

Useful perks and advice and good customer service

Visibility of current and saving account - perks good value for money. Used their £1 savings challenge in 2025 and an easy way to save without. When I had a suspect transaction recently quick to support with card cancellation and replacement and giving me confidence my account was protected Reviewed on: 9th February 2026

The Monzo accounts are generally great as we can sav...

The Monzo accounts are generally great as we can save so much and they show you to create little pots to store your savings in Reviewed on: 9th February 2026

Excellent top banking

Monsoon is very reliable and customer services are excellent, love everything about Monzo banking. Reviewed on: 9th February 2026

Best bank out there.

Best bank out there. Ive never had an issue with them. Cannot fault them in the slightest Reviewed on: 9th February 2026

Been with Monzo for years for my main bank account.

Been with Monzo for years for my main bank account. Excellent service, plenty of perks and rewards too. App is well laid out and constantly evolving. Reviewed on: 9th February 2026

Helpful insights to help you manage your money

Great to have 'pots' to organise your money. Lots of helpful information / graphs/ insights to help you manage your money. Reviewed on: 9th February 2026

Very intuitive and great features.

Very intuitive and great features. When I’ve had to contact customer support they have always been so helpful!! Even when I thought something would be a “No” they surprised me. Makes a change from traditional banks and can tell Monzo apart from my other accounts. I don’t use them as my main account yet due to my mortgage arrangement elsewhere but I am going to switch across. Reviewed on: 9th February 2026

Never had an issue in MANY years

Never had an issue in MANY years Reviewed on: 9th February 2026

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