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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Quick to respond when I had an issue

5
Quick to respond when I had an issue Reviewed on: 10th February 2026
Joanne C's avatar
Joanne C

Beat bank out there by far

5
Monzo always is there to help, you can call or message in the app, have an issue they will sort it promptly Reviewed on: 10th February 2026
Cal's avatar
Cal

Great user interface and technology.

5
Great user interface and technology. Really good perks and saving challenges. Reviewed on: 10th February 2026
Tania R's avatar
Tania R

Don’t doubt Monzo until you’ve given it a go

5
Started using Monzo due to the design of the app but now It is my main account and I love all of the benefits and perks Monzo include and offer Reviewed on: 10th February 2026
Ryan's avatar
Ryan

Great bank with many excellent security features

5
Great bank with many excellent security features Reviewed on: 9th February 2026
David h's avatar
David h

User friendly, great customer service.

5
User friendly, great customer service. Reviewed on: 9th February 2026
Ricki's avatar
Ricki

Excellent pots and automation feature via IFTTT

5
Excellent pots and automation feature via IFTTT Reviewed on: 9th February 2026
SohaibSohaib's avatar
SohaibSohaib

The best bank in UK

5
This is the best of the best Bank in the whole UK country by far. It is very easy to use, great customer service and always ready to help customers Reviewed on: 9th February 2026
Augustine A's avatar
Augustine A

Everything is so easy and so modern

5
Everything is so easy and so modern Reviewed on: 9th February 2026
Tom Ellis's avatar
Tom Ellis

Cant fault them really.

5
Cant fault them really. The app is great, and I’m always informed of payments and money movements. I use the card in Europe with no fees. The products they supply are really good. Reviewed on: 9th February 2026
John O's avatar
John O

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