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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

The best bank I have been with, so easy for me to ke...

The best bank I have been with, so easy for me to keep track of what I’m spending and when I need to stop spending. Reviewed on: 9th February 2026

Monzo is the best by a mile

Monzo is easily the best bank I've ever been with, they provide so much control of my money and savings and have helped to educate me to be a smarter person with money. Reviewed on: 9th February 2026

Has very useful features even on a free app.

Has very useful features even on a free app. A good value for loney Reviewed on: 9th February 2026

Great bank

Great bank, easy to use on line app, all services in one place, banking, saving, investing. Reviewed on: 9th February 2026

I love the saving challenge, the usability of the ap...

I love the saving challenge, the usability of the app, the more colloquial tone in the app, the putting all past pensions in one place and when needed, speaking to a real person if an issue has arisen with a transaction (which is swifty sorted, unlike with barclays who are my credit card provider). Reviewed on: 9th February 2026

No notes! 5/5

No notes! I’ve always had a great experience with Monzo - fantastic UX and app design, easy to use and understand. Their benefits and perks are clearly advertised and I feel like I’m getting value for money for what I get vs what I pay for the Perks account. Help bank and support is great - 9/10 has the info I’m looking for and on the few occasions it hasn’t then customer support has been quick and efficient. I feel like Monzo cares about me as a customer and that’s why I’ve stayed with them. Reviewed on: 9th February 2026

Experience with Monzo as the primary current account

Monzo is my primary current account. The app is among the best for UK banks and include many features. Although I wish a few features were included in the free plan, the subscription tier Extra is still worth the money so far. It is very easy to organize savings and expenses to various pots as well. Reviewed on: 9th February 2026

Just great, always available, mega reliable APP expe...

Just great, always available, mega reliable APP experience Reviewed on: 9th February 2026

Great bank account

User friendly App. Easy to set up pots Reviewed on: 9th February 2026

Very pleased with Monzo lots of variety in the app.

Very pleased with Monzo lots of variety in the app. Reviewed on: 9th February 2026

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