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Monzo: Current account reviews

4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Great bank!

5
I have had the best experience banking with Monzo. They are the best! Reviewed on: 10th February 2026

Good perfect account you can have

5
Good perfect account you can have Reviewed on: 10th February 2026

Amazing and quick and simple to set up

5
Amazing and quick and simple to set up Reviewed on: 10th February 2026

Leon.k1234

5
Fantastic app that helps me organise my money clearly. Really helped me save for mr first home. Reviewed on: 10th February 2026

Excellent Bank

5
Been a customer for many years , always easy to deal with and easy banking for me Reviewed on: 10th February 2026

Excellent banking very quick to respond to any issue...

5
Excellent banking very quick to respond to any issues and very professional APP which is easy to use . Reviewed on: 10th February 2026

Reliable and modern

5
Makes banking feel more inviting and less daunting to manage your money. Particularly love the saving pot challenges Reviewed on: 10th February 2026

Amazing bank.

5
Amazing bank. Excellent customer service. Loads of options and banking made simple. Reviewed on: 10th February 2026

Very fast responses and would cater to any query

5
Very fast responses and would cater to any query Reviewed on: 10th February 2026

they have solved problems i have had with my card im...

5
they have solved problems i have had with my card immediately Reviewed on: 10th February 2026

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