Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

View other Monzo products

4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo is the bank that cracked it.

Monzo is the bank that cracked it. Best in class UX with just what we need. And they're fun. Reviewed on: 9th February 2026

They make banking simple easy and accessible.

They make banking simple easy and accessible. With good products and nice ways to sort out your finances with pots, savings and interest options Reviewed on: 9th February 2026

It’s the best thing I ever did to organise my finances.

It’s the best thing I ever did to organise my finances. I love the current account and having the ability to organise my money into pots to be able to budget. I can also save and link my accounts together. Reviewed on: 9th February 2026

A quality modern bank, simple to use, excellent cust...

A quality modern bank, simple to use, excellent customer service and customer perks you just font get with other banking platforms Reviewed on: 9th February 2026

Brilliant bank lots of features and can use abroad

Brilliant bank lots of features and can use abroad Reviewed on: 9th February 2026

I have their max plan and I get really good benefits...

I have their max plan and I get really good benefits and their customer service is very good too Reviewed on: 9th February 2026

Monzo has genuinely changed the way I view money.

Monzo has genuinely changed the way I view money. I’ve always been known as tight with money, but Monzo’s budgeting tools lets me take that to a whole new level… I’ve actually saved money simply through the power of the targets feature, with individual categorisation of targets and predicted spending. It’s something you don’t get in any other banking app. Their flex credit card is a game changer too. I can move stuff over purchased prior on debit instantly over to Flex. It’s brilliant! The UI makes it so easy to see payments and instalments. You can even see how much interest it’ll have. I also like that you can set contactless limits, and you’re never caught out by forgotten direct debits or monthly payments, as it’s all there under scheduled payments. The little extras that come with the Perks plan definitely make it worth the cost and I’m a happy subscriber. I even have it set to instantly update my finance spreadsheet on google sheets. It’s modern, fresh, and actually changes your attitude towards money. Money is fun with Monzo. Thank you! Reviewed on: 9th February 2026

Amazing perks

Always been good value for money and the extra perks are amazing Reviewed on: 9th February 2026

Never had any bad experiences using Monzo, I switche...

Never had any bad experiences using Monzo, I switched all my accounts to them years ago and have never looked back! Reviewed on: 9th February 2026

I absolutely love my Monzo account

I absolutely love my Monzo account; it is easily my most-utilised app alongside YouTube. The feature set is far superior to any traditional bank I’ve used previously. I’m currently a heavy user of the entire ecosystem, specifically Max and Flex, and I fully utilise all 20 Pots to manage my finances. It’s a seamless experience that makes personal finance management actually enjoyable. Reviewed on: 9th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday account
from NatWest 4.31 from 2138 reviews
Current Accounts
from London Community Credit Union 3.56 from 3 reviews
Premier bank account
from HSBC 3.73 from 87 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub