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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Don’t doubt Monzo until you’ve given it a go

Started using Monzo due to the design of the app but now It is my main account and I love all of the benefits and perks Monzo include and offer Reviewed on: 10th February 2026

Great bank with many excellent security features

Great bank with many excellent security features Reviewed on: 9th February 2026

User friendly, great customer service.

User friendly, great customer service. Reviewed on: 9th February 2026

Excellent pots and automation feature via IFTTT

Excellent pots and automation feature via IFTTT Reviewed on: 9th February 2026

The best bank in UK

This is the best of the best Bank in the whole UK country by far. It is very easy to use, great customer service and always ready to help customers Reviewed on: 9th February 2026

Everything is so easy and so modern

Everything is so easy and so modern Reviewed on: 9th February 2026

Cant fault them really.

Cant fault them really. The app is great, and I’m always informed of payments and money movements. I use the card in Europe with no fees. The products they supply are really good. Reviewed on: 9th February 2026

Monzo customer for years

Love monzo! Been a monzo customer for years now and never had a single problem. Reviewed on: 9th February 2026

Absolutely fantastic bank account.

Absolutely fantastic bank account. I can see all of my other accounts in the MONZO App. It’s really easy to use. Reviewed on: 9th February 2026

Phenomenal bank

Monzo is a phenomenal bank. Ever reliable, beautiful UI, considerate UX that tells me exactly what it is I need to know, and additional products that add real value (phone insurance, which was much needed when my phone got stolen earlier in the year, travel insurance so I don’t have to worry when applying for visas, etc). If I’m being selfish I’d only ask for 1 more thing - that Monzo could somehow generate bank statements for all the other accounts I’ve connected to it. But I know that’s unreasonable. This is literally the perfect banking app. 10/10. No notes Reviewed on: 9th February 2026

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