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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Easy transfers, split the bill is brilliant and fast...

5
Easy transfers, split the bill is brilliant and fast way to find out how much you’ll be splitting each way. Can have savings pots to save with interest Reviewed on: 10th February 2026
Hannah G's avatar
Hannah G

Useful, valuable and practical.

5
All account add-ons are useful, valuable and practical. I like the categorisation and spending reports. Reviewed on: 10th February 2026
Ya Boi J's avatar
Ya Boi J

Monzo is different.

5
Monzo is different. Hardly any charges for overdraft, 100% transparency regarding balance and transactions. I send links to people to share. So happy with Monzo! I don't bank with anyone else. Even transferring my pensions over. Reviewed on: 10th February 2026
Leanne T's avatar
Leanne T

I can’t stop raving about Monzo

5
I can’t stop raving about Monzo I went full Monzo in 2018/19 and am not looking back. I recommend it to friends and I advise people how to get the best out of it. Always use salary sorter and pay bills from my pots. I can budget and save easier and keep track of spend in easy and simple ways - the left to spend on my bills pot and looking at my scheduled payments for example. I always have a round up pot as well and am currently doing the reverse 1 p challenge adding to a pot for my car insurance to pay it all in one go. I have a pot for my Amazon prime payment and for car repairs and make sure to save my salary sort info so when I get paid (early as well!) I always move money everywhere it belongs - should I go into overdraft it’s 1p a day! Reviewed on: 10th February 2026
Rachel Jobes's avatar
Rachel Jobes

Visualising finances at its best

5
Monzo has been the visual platform I need to see where my money comes and goes, it helps me save in pots and really understand how my finances are laid out. I can prioritise better than I ever have done. Reviewed on: 10th February 2026
Zoe A's avatar
Zoe A

Easy to use app

5
Easy to use app.Great round up options and I like the saving options Reviewed on: 10th February 2026
Alison C's avatar
Alison C

Best Overall

5
Monzo is great because you can easily track all your expenses and link multiple bank accounts into one hub. They have amazing saving features that are fun and can help you save towards certain goals. Their investment feature is easy to understand and use. Overall, it's the best overall with all its features. Reviewed on: 10th February 2026
Oliver F. Schmidtberg's avatar
Oliver F. Schmidtberg

Really enjoyed using monzo brilliant never had a pr...

5
Really enjoyed using monzo brilliant never had a problem and there always happy to help Reviewed on: 10th February 2026
Owen F's avatar
Owen F

Simple, intuitive and fair

5
Seamless, intuitive app and treats customers fairly (unlike Starling, my prior bank) by offering savings interest on savings pots. Love the features like savings challenges and ability to annotate and categorise transactions makes it really easy to manage your spending. Reviewed on: 10th February 2026
Steve's avatar
Steve

Monzo is fantastic.

5
Monzo is fantastic. The in app features are great, there’s great customer service, easy to set up savings, easy transfers AND early pay day Reviewed on: 10th February 2026
Sarah P's avatar
Sarah P

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