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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Leon.k1234

Fantastic app that helps me organise my money clearly. Really helped me save for mr first home. Reviewed on: 10th February 2026

Excellent Bank

Been a customer for many years , always easy to deal with and easy banking for me Reviewed on: 10th February 2026

Excellent banking very quick to respond to any issue...

Excellent banking very quick to respond to any issues and very professional APP which is easy to use . Reviewed on: 10th February 2026

Reliable and modern

Makes banking feel more inviting and less daunting to manage your money. Particularly love the saving pot challenges Reviewed on: 10th February 2026

Amazing bank.

Amazing bank. Excellent customer service. Loads of options and banking made simple. Reviewed on: 10th February 2026

Very fast responses and would cater to any query

Very fast responses and would cater to any query Reviewed on: 10th February 2026

they have solved problems i have had with my card im...

they have solved problems i have had with my card immediately Reviewed on: 10th February 2026

Quick to respond when I had an issue

Quick to respond when I had an issue Reviewed on: 10th February 2026

Beat bank out there by far

Monzo always is there to help, you can call or message in the app, have an issue they will sort it promptly Reviewed on: 10th February 2026

Great user interface and technology.

Great user interface and technology. Really good perks and saving challenges. Reviewed on: 10th February 2026

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