Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19432)

A breath of fresh air

5
My partner introduced me to monzo. Budgeting for the month has never been easier Reviewed on: 10th February 2026
Allan P's avatar
Allan P

Amazing people I’ve been with them for just under 2...

5
Amazing people I’ve been with them for just under 2 years and they have been amazing people to me Reviewed on: 10th February 2026
Tyler J's avatar
Tyler J

Hassle free moved fully over to Monzo 2 months...

5
Hassle free moved fully over to Monzo 2 months ago Reviewed on: 10th February 2026
Rebecca r's avatar
Rebecca r

Absolutely no complaints from me.

5
Absolutely no complaints from me. Card is fabulous when you go abroad and I love the options with the penny saver, the pot, the way the app is laid out, etc. never had to contact customer service since joining so that's positive. Reviewed on: 10th February 2026
Suzannah A's avatar
Suzannah A

I have the perks current account

5
I have the perks current account, I use the Vue and Greggs perks and I love the extra percentage on savings Reviewed on: 10th February 2026
Paul J's avatar
Paul J

I love my current account, especially for the option...

5
I love my current account, especially for the options I get! I love I can make cards to take advantage of offers I’m not sure of, love their loans, which I can pay off extra without penalty and are super easy to apply for. I even got a business account with them which had all the wonderful extras I have come to expect from Monzo. It even makes me sound cool when I mention I bank with them. Oh and I love my rail card and Greggs perks too!! But most of all it feels SAFE, and if I lose my card I can switch it straight off. Thanks Monzo!! Reviewed on: 10th February 2026
Amanda F's avatar
Amanda F

Really helpful app is easy to use, only ever had one...

5
Really helpful app is easy to use, only ever had one problem which was solved very quickly Reviewed on: 10th February 2026
Chantillyb's avatar
Chantillyb

Easy to set up, easy to use. So easy!

5
Easy to set up, easy to use. Fast when delivering new cards, good benefits available if wanting / willing to pay. Easy to use abroad and to receive / send payments to friends Reviewed on: 10th February 2026
FT's avatar
FT

I love Monzo

5
This is the best bank I have ever used. Great incentives and customer service is second to none. Reviewed on: 10th February 2026
Dee B's avatar
Dee B

No issues with monzo very helpful when I had a probl...

5
No issues with monzo very helpful when I had a problem before and quick response Reviewed on: 10th February 2026
Britany h's avatar
Britany h

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill