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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Like your best friend

5
Monzo is a down-to-earth bank. It’s like your friend. Tells you when you need to top up your account because there is a direct debit (or other payment) due. It helps you save with little pots. I saved enough for Christmas last year and had some left! Exchange rates are always brilliant too. Can’t fault this bank personally Reviewed on: 10th February 2026
Sandra Snowden's avatar
Sandra Snowden

I've never had a problem Monzo

5
I've never had a problem with my in-app experience with Monzo. The only issue I've had is that sometimes my apple pay using monzo doesn't go through but my physical card always works in that case. Reviewed on: 10th February 2026
Benjamin Segall's avatar
Benjamin Segall

Best bank about

5
Brilliant app and excellent customer service. Reviewed on: 10th February 2026
Ryan's avatar
Ryan

Ive made an account on monzo mid last year and since...

5
Ive made an account on monzo mid last year and since then i havent had any issues with my money or my account, so goid that i havent been to the bank once Reviewed on: 10th February 2026
Ahmed SheikhAbdullahi's avatar
Ahmed SheikhAbdullahi

Never had any issues,payment come out fast exchange...

5
Never had any issues,payment come out fast exchange rate in different currencies is perfect Reviewed on: 10th February 2026
Josh's avatar
Josh

I love the app layout the ease of use and transferri...

5
I love the app layout the ease of use and transferring money but best all is the pay to wallet after 4pm the day before pay day I have even earned myself and friends money by recommending them LOVE MONZO Reviewed on: 10th February 2026
Natasha B's avatar
Natasha B

Monzo is the best bank I’ve ever used

5
Monzo is the best bank I’ve ever used - amazing mobile app, intuitive, connected to credit cards and other banks, and amazing benefits as part of the paid plan such as better interest rates, custom categories, and other perks. Couldn’t recommend it any further! Reviewed on: 10th February 2026
Diogo A's avatar
Diogo A

Easy to use, packed with features, great support

5
Easy to use, tons of features both out of the box and on their subscription plans. Looks great, adding/editing payees is seemless. Budgeting tools are the best I’ve seen. Savings pots are great too, the 1p challenge is a big plus Reviewed on: 10th February 2026
Tom Ainsworth's avatar
Tom Ainsworth

Excellent customer service.

5
Excellent customer service. Easy to use app. Keeps me well informed of activity on my accounts. Reviewed on: 10th February 2026
Christine J's avatar
Christine J

Monzo as a bank are faultless.

5
Monzo as a bank are faultless. honestly the most customer focused, innovative and forward thinking bank. i have savings, current accounts, loans and my insurance all through them because they make it SO easy. i had my phone stolen whilst travelling a few years ago and they were incredibly helpful at reinstating my app on a different phone, at an intensely stressful time. i send everyone to set up a monzo, honestly i love them! Reviewed on: 10th February 2026
Francesca's avatar
Francesca

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