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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Always really good service, love the easy and clean...

Always really good service, love the easy and clean app. Really great features to track spending. Reviewed on: 10th February 2026

Monzo are brilliant.

Monzo are brilliant. the UI of the app is very modern and easy to navigate, i’m glad i bank with Monzo! The perks plan is even better, i use my greggs treat every week like clock work and use my cinema ticket every month! it’s absolutely worth the £7 a month! (plus other stuff) Reviewed on: 10th February 2026

I absolutely love monzo I use them as my main bank I...

I absolutely love monzo I use them as my main bank I love how simple it is to use I love all the assistances it give you with money everything is jsut to easy stress free and simple and that’s what I love about it I am also a perks member and it is absolutely worth it monzo should win the best bank of the year in my opinion Reviewed on: 10th February 2026

Simply the best

Left Monzo once but came back asap and would now never leave - I pay £3 pcm for Extra and love connected banks, get paid early, credit ratings embedded, early insight of incoming BACS payments and outgoing direct debits Reviewed on: 10th February 2026

Great customer service and always help quickly and I...

Great customer service and always help quickly and I never worry about my mine being in the account! Reviewed on: 10th February 2026

I love Monzo!

I love Monzo! Always giving me tips and the customer service is incredible. If I ever have a problem or I’m having trouble with my money they’re happy to help. They also kind of review my account and tell me what I’m doing good at or what could be better. Reviewed on: 10th February 2026

Banking that’s made fun.

Monzo has provides great features and makes saving money seem fun. It allows you to create different pots, allowing you to save for different things. I also get a notification on what I have spent for that day, which allows me to be more cautious with my spending. The ‘year in monzo’ is also a great idea, giving me an insight as to what I have spent most of my money on. Monzo social media team is also great, it’s very informal and humorous. Monzo is a modern way of banking, and I love it! Reviewed on: 10th February 2026

Easy transfers, split the bill is brilliant and fast...

Easy transfers, split the bill is brilliant and fast way to find out how much you’ll be splitting each way. Can have savings pots to save with interest Reviewed on: 10th February 2026

Useful, valuable and practical.

All account add-ons are useful, valuable and practical. I like the categorisation and spending reports. Reviewed on: 10th February 2026

Monzo is different.

Monzo is different. Hardly any charges for overdraft, 100% transparency regarding balance and transactions. I send links to people to share. So happy with Monzo! I don't bank with anyone else. Even transferring my pensions over. Reviewed on: 10th February 2026

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