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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Absolutely love Monzo!

5
Absolutely love Monzo! Spent years switching to bank after bank until we chose Monzo. We’ll never switch again! Reviewed on: 10th February 2026
L's avatar
L

The best digital bank and app in the UK, hands down.

5
The best digital bank and app in the UK, hands down. Reviewed on: 10th February 2026
NC's avatar
NC

App is far better than banks like Barclays.

5
App is far better than banks like Barclays. Everything in one place, and few perks available. The Flex option gives a peace of mind, on last minute expenses. Reviewed on: 10th February 2026
Giovanni O's avatar
Giovanni O

So easy and there’s so much you can do

5
So easy and there’s so much you can do within the Monzo app, I really like how clear everything is to understand and track your spending Reviewed on: 10th February 2026
Nick H's avatar
Nick H

Like a banking breath of fresh air

5
Like a banking breath of fresh air Reviewed on: 10th February 2026
Dominic C's avatar
Dominic C

Amazing bank, flexible and easy to save.

5
Amazing bank, flexible and easy to save. Adds interested as well as other benefits Reviewed on: 10th February 2026
Samantha Mcginn's avatar
Samantha Mcginn

Best flex and Current account- the app and tracking...

5
Best flex and Current account- the app and tracking is unparalleled Reviewed on: 10th February 2026
Ayesha's avatar
Ayesha

I think it’s such an easy and convenient bank to use...

5
I think it’s such an easy and convenient bank to use and great benefits. Even for transactions between friends just makes everything so much easier Reviewed on: 10th February 2026
Millie A's avatar
Millie A

It’s an amazing online bank account, costumer servic...

5
It’s an amazing online bank account, costumer service 10/10 Reviewed on: 10th February 2026
Naw's avatar
Naw

Monzo has been a great bank for me.

5
Monzo has been a great bank for me. I love the app, it is so easy to use and navigate, the perks are great and customer service when I need help was excellent. I would recommend Monzo to anyone. Reviewed on: 10th February 2026
Tom G's avatar
Tom G

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