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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Absolutely no complaints from me.

Absolutely no complaints from me. Card is fabulous when you go abroad and I love the options with the penny saver, the pot, the way the app is laid out, etc. never had to contact customer service since joining so that's positive. Reviewed on: 10th February 2026

I have the perks current account

I have the perks current account, I use the Vue and Greggs perks and I love the extra percentage on savings Reviewed on: 10th February 2026

I love my current account, especially for the option...

I love my current account, especially for the options I get! I love I can make cards to take advantage of offers I’m not sure of, love their loans, which I can pay off extra without penalty and are super easy to apply for. I even got a business account with them which had all the wonderful extras I have come to expect from Monzo. It even makes me sound cool when I mention I bank with them. Oh and I love my rail card and Greggs perks too!! But most of all it feels SAFE, and if I lose my card I can switch it straight off. Thanks Monzo!! Reviewed on: 10th February 2026

Really helpful app is easy to use, only ever had one...

Really helpful app is easy to use, only ever had one problem which was solved very quickly Reviewed on: 10th February 2026

Easy to set up, easy to use. So easy!

Easy to set up, easy to use. Fast when delivering new cards, good benefits available if wanting / willing to pay. Easy to use abroad and to receive / send payments to friends Reviewed on: 10th February 2026

I love Monzo

This is the best bank I have ever used. Great incentives and customer service is second to none. Reviewed on: 10th February 2026

No issues with monzo very helpful when I had a probl...

No issues with monzo very helpful when I had a problem before and quick response Reviewed on: 10th February 2026

Fantastic

Never had an issue with Monzo. Would always recommend to family and friends Reviewed on: 10th February 2026

Brilliant online bank

One of the most easier ways to bank online. Customer service is quick and simple and they have a good knowledge to help and advise us customers Reviewed on: 10th February 2026

Top marks for helping me manage money

So easy to switch over. Very transparent and intuitive to use. Let's you know in good time when money is going out and coming in. This helps me manage my finances better Reviewed on: 10th February 2026

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