Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,432 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19432)

Amazing love monzo helps with saving

5
Amazing love monzo helps with saving Reviewed on: 10th February 2026
Thomas s's avatar
Thomas s

The best, easiest user friendly bank.

5
The best, easiest user friendly bank. Everything is simple and at a fingertip. Recommend to anyone I speak too! Reviewed on: 10th February 2026
Kathryn W's avatar
Kathryn W

basic account good with many features

5
started with a basic account and was impressed by ease of use and facilities to use pots. now a year on i'm on the extra account with more features and i'm suitably happy with options available. Reviewed on: 10th February 2026
Nathalie M's avatar
Nathalie M

Ease of moving and saving money.

5
Ease of moving and saving money. Love the pockets for different needs. Easy to pay easy to receive money internationally. Reviewed on: 10th February 2026
Kim M's avatar
Kim M

It's just excellent!

5
It's just excellent! Customer service is great, easy to use and stay safe. I love it! Reviewed on: 10th February 2026
Audo's avatar
Audo

Best bank

5
Best bank, all in one app, they start new investment scheme which give really good returns Reviewed on: 10th February 2026
Rena S's avatar
Rena S

easy access to your money.

5
easy access to your money. plenty of options for saving, saving, saving. excellent for using abroad, as no transaction fees. App is always available. Monzo Max is really good to Reviewed on: 10th February 2026
Stephen's avatar
Stephen

Love Monzo

5
Love Monzo, have banked with them for 10 years and my wife and I do our entire finances through Monzo. Joint accounts, all bills, savings pots, ISA, and other money pots. So useful and the features just keep getting better. So easy to use at home and abroad. Would recommend to anyone! Reviewed on: 10th February 2026
James C's avatar
James C

I have used my account purely for saving and using a...

5
I have used my account purely for saving and using abroad, it's been great, love all the features and hasn't let me down Reviewed on: 10th February 2026
Lisa H's avatar
Lisa H

Enabled me to get out of my debt

5
Amazing for all banking, saving for many different things. Also helped me get out of debt Reviewed on: 10th February 2026
Caitlyn Blackburn's avatar
Caitlyn Blackburn

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill