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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Still leading the way

5
App is brilliant, other banks copying features to keep up. Lots of features to help you manage money Reviewed on: 11th February 2026
Rich Edge's avatar
Rich Edge

Amazing services

5
Amazing services fast up to date pleasure to use. I've switched Reviewed on: 11th February 2026
Andrew F's avatar
Andrew F

Fantastic supportive banking e experience for many y...

5
Fantastic supportive banking e experience for many years now. Reviewed on: 11th February 2026
Benji's avatar
Benji

Everything I want it does and it so intuitive

5
Everything I want it does and it so intuitive Reviewed on: 11th February 2026
Stephen 's avatar
Stephen

Monzo makes it easy.

5
Monzo makes it easy. In a world of banking confusion it has been made simple.The customer service tram go above and beyond for any enquiries Reviewed on: 11th February 2026
Pauline C's avatar
Pauline C

Monzo is the first bank that has genuinely helped me...

5
Monzo is the first bank that has genuinely helped me save money. It is the only current account I’ve used that actively encourages saving through practical features such as round-up pots and automatic incremental savings (like the 1p yearly savings). These tools make saving effortless and consistent, helping me build better financial habits without needing constant attention. Reviewed on: 11th February 2026
Prathapa S's avatar
Prathapa S

The first bank who has helped me save money

5
Monzo is the only current account that has actually helped me to save money by creating round up pots and initiating the 1p yearly savings challenge. I saved over £650 last year, didn’t miss the money and didn’t have to do anything other than sign up. Monzo actually care about you and making the best of your money/savings. Reviewed on: 10th February 2026
Juliet TC's avatar
Juliet TC

Monzo user

5
Monzo offers great value for money with no hidden fees, and its app is extremely easy to use with a clean, simple layout. Everything runs smoothly and efficiently, from payments to notifications, making day-to-day banking quick and stress-free. The added perks and cashback rewards are a real bonus and genuinely useful, making Monzo a smart and modern choice for managing money. Reviewed on: 10th February 2026
Kyle M's avatar
Kyle M

Can’t recommend enough, great in every aspect thank...

5
Can’t recommend enough, great in every aspect thank you Monzo Reviewed on: 10th February 2026
John W's avatar
John W

Monzo are quick and helpful, the app is user friendl...

5
Monzo are quick and helpful, the app is user friendly and the help team are always extremely responsive. Reviewed on: 10th February 2026
I K's avatar
I K

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