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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Ive made an account on monzo mid last year and since...

Ive made an account on monzo mid last year and since then i havent had any issues with my money or my account, so goid that i havent been to the bank once Reviewed on: 10th February 2026

Never had any issues,payment come out fast exchange...

Never had any issues,payment come out fast exchange rate in different currencies is perfect Reviewed on: 10th February 2026

I love the app layout the ease of use and transferri...

I love the app layout the ease of use and transferring money but best all is the pay to wallet after 4pm the day before pay day I have even earned myself and friends money by recommending them LOVE MONZO Reviewed on: 10th February 2026

Monzo is the best bank I’ve ever used

Monzo is the best bank I’ve ever used - amazing mobile app, intuitive, connected to credit cards and other banks, and amazing benefits as part of the paid plan such as better interest rates, custom categories, and other perks. Couldn’t recommend it any further! Reviewed on: 10th February 2026

Easy to use, packed with features, great support

Easy to use, tons of features both out of the box and on their subscription plans. Looks great, adding/editing payees is seemless. Budgeting tools are the best I’ve seen. Savings pots are great too, the 1p challenge is a big plus Reviewed on: 10th February 2026

Excellent customer service.

Excellent customer service. Easy to use app. Keeps me well informed of activity on my accounts. Reviewed on: 10th February 2026

Monzo as a bank are faultless.

Monzo as a bank are faultless. honestly the most customer focused, innovative and forward thinking bank. i have savings, current accounts, loans and my insurance all through them because they make it SO easy. i had my phone stolen whilst travelling a few years ago and they were incredibly helpful at reinstating my app on a different phone, at an intensely stressful time. i send everyone to set up a monzo, honestly i love them! Reviewed on: 10th February 2026

A breath of fresh air

My partner introduced me to monzo. Budgeting for the month has never been easier Reviewed on: 10th February 2026

Amazing people I’ve been with them for just under 2...

Amazing people I’ve been with them for just under 2 years and they have been amazing people to me Reviewed on: 10th February 2026

Hassle free moved fully over to Monzo 2 months...

Hassle free moved fully over to Monzo 2 months ago Reviewed on: 10th February 2026

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