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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

It’s just works.

5
It’s just works. If you want to design the perfect bank with the ability to enforce budgets with pits, encourage saving with savings pots and all the budgeting tools you need, no need as Monzo has it. Reviewed on: 11th February 2026
Mabsabbott's avatar
Mabsabbott

Monzo is the best bank I've ever used.

5
Monzo is the best bank I've ever used. They are innovative, completely customer-focussed and have introduced me to new and unique ways of managing my money for the better. I can't recommend them highly enough! Reviewed on: 11th February 2026
Mrs C's avatar
Mrs C

Easy to use & accessible

5
Despite not having a physical branch, the app is always easy to use and accessible. Reviewed on: 11th February 2026
Abbey G's avatar
Abbey G

I have been using Monzo and recommending Monzo for y...

5
I have been using Monzo and recommending Monzo for years! Great product. Reviewed on: 11th February 2026
Natalie H's avatar
Natalie H

Easy to use, informative customer service

5
Easy to use, informative customer service Reviewed on: 11th February 2026
Erin M's avatar
Erin M

Good bank.

4
Good bank.App is easy to use, have never had any problems with my banking Reviewed on: 11th February 2026
Abby's avatar
Abby

I love all my saving pots

5
I love all my saving pots that give a good rate across all of them. This means I have a better track of my money Reviewed on: 11th February 2026
Joanne B's avatar
Joanne B

Simple processes - prompt responses - overall effect...

5
Simple processes - prompt responses - overall effective and straightforward day to day money management Reviewed on: 11th February 2026
CG's avatar
CG

I love how easy it is to use and how great you can o...

5
I love how easy it is to use and how great you can open savings pots. I’ve never had any issues and the customer service people are always so helpful. I’ve processed 1 chargeback and it was so simple and easy to do. Reviewed on: 11th February 2026
Elijah Joel Stonham's avatar
Elijah Joel Stonham

Simply the best

5
It’s simply the best current account I’ve ever had.:’Pots, round-ups, cashback… oh my! Reviewed on: 11th February 2026
Clive Austin's avatar
Clive Austin

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