Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

View other Monzo products

4.85

Based on 19,406 reviews, last reviewed 19th May 2026

67% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

So easy and there’s so much you can do

So easy and there’s so much you can do within the Monzo app, I really like how clear everything is to understand and track your spending Reviewed on: 10th February 2026

Like a banking breath of fresh air

Like a banking breath of fresh air Reviewed on: 10th February 2026

Amazing bank, flexible and easy to save.

Amazing bank, flexible and easy to save. Adds interested as well as other benefits Reviewed on: 10th February 2026

Best flex and Current account- the app and tracking...

Best flex and Current account- the app and tracking is unparalleled Reviewed on: 10th February 2026

I think it’s such an easy and convenient bank to use...

I think it’s such an easy and convenient bank to use and great benefits. Even for transactions between friends just makes everything so much easier Reviewed on: 10th February 2026

It’s an amazing online bank account, costumer servic...

It’s an amazing online bank account, costumer service 10/10 Reviewed on: 10th February 2026

Monzo has been a great bank for me.

Monzo has been a great bank for me. I love the app, it is so easy to use and navigate, the perks are great and customer service when I need help was excellent. I would recommend Monzo to anyone. Reviewed on: 10th February 2026

Like your best friend

Monzo is a down-to-earth bank. It’s like your friend. Tells you when you need to top up your account because there is a direct debit (or other payment) due. It helps you save with little pots. I saved enough for Christmas last year and had some left! Exchange rates are always brilliant too. Can’t fault this bank personally Reviewed on: 10th February 2026

I've never had a problem Monzo

I've never had a problem with my in-app experience with Monzo. The only issue I've had is that sometimes my apple pay using monzo doesn't go through but my physical card always works in that case. Reviewed on: 10th February 2026

Best bank about

Brilliant app and excellent customer service. Reviewed on: 10th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Reliance Bank 4.00 from 1 reviews
Current account
from Cater Allen 0.00 from 0 reviews
Student Account
from permanent tsb 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub