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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18738 reviews)

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4.93

Based on 18,738 reviews, last reviewed 13th Mar 2026

49400% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzomarvellous I have been using Monzo now for a couple of years - I originally opened the bank account to spend money abroad but now it's my main account, I love al... Read more Reviewed on: 13th March 2026

Latest lowest rating:

1

One of the badest bank you can ever bank with other... One of the badest bank you can ever bank with other bank are better tide bank is best to bank Reviewed on: 13th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18738)

Really useful budgeting tools

The monzo current account is great because I find the budgeting tools really useful (targets and automatic categories) Reviewed on: 20th April 2025

I have been using Revolut on and off for a few month...

I have been using Revolut on and off for a few months and have had no issues with them. It's super easy to manage my money, send transfers as a casual user, its been brilliant. Reviewed on: 20th April 2025

Very interactive and easy to use.

The bank app is very interactive and easy to use. Reviewed on: 20th April 2025

Highly Recommended

Excellent service. Convenient to use. Good rates when using outside the UK. Reviewed on: 20th April 2025

I am using monzo for atleast 1 year and I am very ha...

I am using monzo for atleast 1 year and I am very happy with monzo even my all family members have got monzo now i just want to say thank you monzo for giving us this much good service Reviewed on: 20th April 2025

Intuitive, Smooth, and Satisfyingly Savvy Banking!

After seeing my friend using the Monzo app to budget, I decided to apply for an account and was impressed by the speed of set-up, receipt of a physical card and introduction, and a very smooth and aesthetic interface when letting Monzo know what my hopes for the account were. I really liked the prompts and how the app notifications work in comparison to my other rather …turgid… providers, with a fantastic way to track spending and compartmentalise your monthly outgoing. Looking forward to continuing with the account! Reviewed on: 19th April 2025

Easy to use, app based, good customer service

Easy to use, app based, good customer service and quick responses, nice features available like savings pots and goals are useful to encourage saving, insights into spending comparisons are helpful in money management. Overall excellent product Reviewed on: 19th April 2025

I am very satisfied to share my experience with Monz...

I am very satisfied to share my experience with Monzo Banking services. Reviewed on: 19th April 2025

Very good current account, plus interest paid too at...

Very good current account, plus interest paid too at a reasonable rate. Reviewed on: 19th April 2025

Easy to use intuitive platform and they are educatin...

Easy to use intuitive platform and they are educating me too! Reviewed on: 19th April 2025

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