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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Smooth and transparent

5
Smooth and transparent, great perks and amazing customer service. So easy to use the app makes everything so accessible. Reviewed on: 11th February 2026
Justin C's avatar
Justin C

The very first account after coming to uk.

5
The very first account after coming to uk. Best bank for student to control money Reviewed on: 11th February 2026
atikul k's avatar
atikul k

Good experience for me .

5
Good experience for me . Its first card in UK. Relying more than a year Reviewed on: 11th February 2026
Milu C's avatar
Milu C

All of us in the house have a Monzo account it’s soo...

5
All of us in the house have a Monzo account it’s soo much easier to transfer money between us. There is a teen account and 2 of us are doing the 1p challenge Reviewed on: 11th February 2026
Sammie H's avatar
Sammie H

Leaves the high street banks in the dust

5
Monzo offers a fantastic interactive service, with great deals and offers. The accounts are so easy to set up and can be used straight away, no waiting for your card to arrive. Love all of the features like savings pots and track your other accounts all in one place. I love that I can track my spending with instant notifications when I use my card, my phone or send a payment. I love Monzo's fresh approach to banking. It beats any of the high street banks on service and accessibility. Have recommended Monzo to all of my friends. I also love the fact that I can travel and pay in local currency where ever I go Reviewed on: 11th February 2026
Annie Yule's avatar
Annie Yule

Modern, straightforward banking done properly

5
I’ve been using Monzo for a while now and honestly, it’s one of the easiest banking apps I’ve ever used. Everything is clear, simple and actually makes sense. Instant notifications, budgeting pots, and being able to see exactly where my money is going has genuinely helped me manage things better. The app is smooth and user-friendly, and setting up savings goals takes seconds. I also really like how transparent they are compared to traditional banks – no hidden surprises. Customer support has always been quick and helpful when I’ve needed them, and features like fee-free spending abroad are a big bonus. Overall, modern, straightforward banking done properly. Would definitely recommend. Reviewed on: 11th February 2026
Sara Jane Phipps's avatar
Sara Jane Phipps

Outstanding products, innovative and refreshing appr...

5
Outstanding products, innovative and refreshing approach to banking. Reviewed on: 11th February 2026
NickLoader's avatar
NickLoader

Monzo is great

5
Really easy to use, organise your money and settle money disputes Reviewed on: 11th February 2026
Phoebe W's avatar
Phoebe W

I recommended Monzo to all my friends and family!

5
I love that my wage is going to be coming in a day faster then to my previous bank account (natwest) and I will be able to set up how the money is divided without having to do it every month manually! Reviewed on: 11th February 2026
Petra Z's avatar
Petra Z

Monzo is the best bank.

5
Monzo is the best bank. It helps me budget. How did we ever live without Pots? Reviewed on: 11th February 2026
Gemma h's avatar
Gemma h

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