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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19432)

Simply the best.

5
Simply the best. Awesome customer service. Quick to help. Reviewed on: 11th February 2026
Tara Johnson's avatar
Tara Johnson

can’t be beaten

5
Incredible customer service any time I need anything at all. Always looking for ways to enhance customer experience, love the ability to track spending, auto-save, not to mention the ability to see our mortgage details on the app too. So easy to use, fabulous card colour to find in my handbag pocket too! Reviewed on: 11th February 2026
Jaccy1990@gmail.com's avatar
[email protected]

Monzo is leading the way!

5
I’ve been a Monzo customer for years now and I am using them as a primary account. They’ve always had the customer first attitude and it shines through from the user friendliness of their app. Reviewed on: 11th February 2026
Lora Nazarenko's avatar
Lora Nazarenko

Really easy and efficient bank fast active payment g...

5
Really easy and efficient bank fast active payment gets notified 24/7 Reviewed on: 11th February 2026
Reece Cartwright's avatar
Reece Cartwright

Always quick customer service and very friendly.

5
Always quick customer service and very friendly. Easy to use app with great features! Reviewed on: 11th February 2026
Robyn T's avatar
Robyn T

I use Monzo as my everyday bank and I love it - espe...

5
I use Monzo as my everyday bank and I love it - especially the 0 fees on using my card abroad, the ability to sort my money into pots and earn interest on my savings, and even invest from right within the app. The flex account is also incredibly useful for having more financial flexibility. Reviewed on: 11th February 2026
Emilio F's avatar
Emilio F

Responsive when I’ve needed them, and not pushy!

5
Responsive when I’ve needed help, great add on offers. And probably the best feature: they are not pushy with extra services! Reviewed on: 11th February 2026
Chris's avatar
Chris

Easy to set up current account.

5
Easy to set up current account. Savings pots. Business account. Its really easy to use and love all yhe extras like credit score. Flex credit card, pots, round ups. Will stick with monzo now since I have all my accounts all together. Reviewed on: 11th February 2026
Emma Louise Young's avatar
Emma Louise Young

Easy to use, easy to save with simple to set up pots.

5
Easy to use, easy to save with simple to set up pots. Great interest rates. Overall just a great bank woth no fuss Reviewed on: 11th February 2026
Connor's avatar
Connor

Great service, easy safe app have recommended to my...

5
Great service, easy safe app have recommended to my family all using now . Reviewed on: 11th February 2026
Carole M's avatar
Carole M

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