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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

I have been using Monzo and recommending Monzo for y...

I have been using Monzo and recommending Monzo for years! Great product. Reviewed on: 11th February 2026

Easy to use, informative customer service

Easy to use, informative customer service Reviewed on: 11th February 2026

Good bank.

Good bank.App is easy to use, have never had any problems with my banking Reviewed on: 11th February 2026

I love all my saving pots

I love all my saving pots that give a good rate across all of them. This means I have a better track of my money Reviewed on: 11th February 2026

Simple processes - prompt responses - overall effect...

Simple processes - prompt responses - overall effective and straightforward day to day money management Reviewed on: 11th February 2026

I love how easy it is to use and how great you can o...

I love how easy it is to use and how great you can open savings pots. I’ve never had any issues and the customer service people are always so helpful. I’ve processed 1 chargeback and it was so simple and easy to do. Reviewed on: 11th February 2026

Simply the best

It’s simply the best current account I’ve ever had.:’Pots, round-ups, cashback… oh my! Reviewed on: 11th February 2026

Still leading the way

App is brilliant, other banks copying features to keep up. Lots of features to help you manage money Reviewed on: 11th February 2026

Amazing services

Amazing services fast up to date pleasure to use. I've switched Reviewed on: 11th February 2026

Fantastic supportive banking e experience for many y...

Fantastic supportive banking e experience for many years now. Reviewed on: 11th February 2026

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