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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo are pushing the boundaries of just being a bank!

5
I have had monzo since the beta days, and they are always striving to push the boundaries of what a bank means. They are at the forefront of banking innovation! Reviewed on: 12th February 2026

Monzo is the best bank I have ever had!

5
Monzo is the best bank I have ever had! Reviewed on: 12th February 2026

Their customer service is amazing

5
Their customer service is amazing Reviewed on: 12th February 2026

Perks & Payments

5
I use Monzo Max which gives me perks such as cinema tickets and greggs weekly treats, on top of travel insurance and breakdown cover. Monzo is also great for socialising, with split bill options and easy payment transfers. Reviewed on: 12th February 2026

Brilliant company can't recommend enough!

5
Absolutely fantastic company so supportive and love the ease of the products helping me manage my finances and saving. Reviewed on: 12th February 2026

Quick response to any issues easy to navigate & offe...

5
Quick response to any issues easy to navigate & offers good savings rates Reviewed on: 12th February 2026

Parking fine

5
Great customer service helped me with a parking fine Reviewed on: 12th February 2026

App easy to use and keep track of all accounts inclu...

5
App easy to use and keep track of all accounts including savings good perks saving rates. Easy to move your money around and pay people and bills Reviewed on: 12th February 2026

Very good and easy to use I love the app

5
Very good and easy to use I love the app Reviewed on: 12th February 2026

Simply the best.

5
Simply the best. Awesome customer service. Quick to help. Reviewed on: 11th February 2026

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