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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Makes banking really easy.

5
Makes banking really easy. I really like the notifications when I spend on card, it gives a similar feedback to using cash so feels less invisible Reviewed on: 12th February 2026
Aisha N's avatar
Aisha N

What did I do without Monzo?

5
What did I do without Monzo? Before Monzo, I was terrified to look at my account, I was overspending, forgetting about priority bills and my financial health was down the toilet. Now, I'm in control. Pots are revolutionary and I am so grateful for all of the support Monzo has given me. Reviewed on: 12th February 2026
Erin's avatar
Erin

So simple to use.

5
So simple to use. Managing money is so much less complicated with Monzo Reviewed on: 12th February 2026
Elizabeth F's avatar
Elizabeth F

Excellent for banking

5
User friendly and makes all things finance less daunting. Thank you, Monzo! Reviewed on: 12th February 2026
BG's avatar
BG

Great App designed for human beings

5
Great App designed for human beings Reviewed on: 12th February 2026
Anush's avatar
Anush

A banking app that is easy to use

5
I love how easy it is to navigate through the app, I feel like I can navigate through it with my eyes closed. Very intuitive and informative. Reviewed on: 12th February 2026
Jak S's avatar
Jak S

Literally the best bank in the UK.

5
Literally the best bank in the UK. They changed the way banking works in the UK and they continue to innovate by providing first of their kind products with their customers at the heart of evert decision. Reviewed on: 12th February 2026
Oli's avatar
Oli

Love it - so easy to track spending - best banking e...

5
Love it - so easy to track spending - best banking experience ever. Reviewed on: 12th February 2026
F H's avatar
F H

Very impressive all round.

5
Very impressive all round. Have nothing but good things to say about Monzo and recommend to everyone. Reviewed on: 12th February 2026
J B's avatar
J B

It's a great product offering top customer experience!

5
It's a great product offering top customer experience! Reviewed on: 12th February 2026
Albert M's avatar
Albert M

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