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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

All of us in the house have a Monzo account it’s soo...

All of us in the house have a Monzo account it’s soo much easier to transfer money between us. There is a teen account and 2 of us are doing the 1p challenge Reviewed on: 11th February 2026

Leaves the high street banks in the dust

Monzo offers a fantastic interactive service, with great deals and offers. The accounts are so easy to set up and can be used straight away, no waiting for your card to arrive. Love all of the features like savings pots and track your other accounts all in one place. I love that I can track my spending with instant notifications when I use my card, my phone or send a payment. I love Monzo's fresh approach to banking. It beats any of the high street banks on service and accessibility. Have recommended Monzo to all of my friends. I also love the fact that I can travel and pay in local currency where ever I go Reviewed on: 11th February 2026

Modern, straightforward banking done properly

I’ve been using Monzo for a while now and honestly, it’s one of the easiest banking apps I’ve ever used. Everything is clear, simple and actually makes sense. Instant notifications, budgeting pots, and being able to see exactly where my money is going has genuinely helped me manage things better. The app is smooth and user-friendly, and setting up savings goals takes seconds. I also really like how transparent they are compared to traditional banks – no hidden surprises. Customer support has always been quick and helpful when I’ve needed them, and features like fee-free spending abroad are a big bonus. Overall, modern, straightforward banking done properly. Would definitely recommend. Reviewed on: 11th February 2026

Outstanding products, innovative and refreshing appr...

Outstanding products, innovative and refreshing approach to banking. Reviewed on: 11th February 2026

Monzo is great

Really easy to use, organise your money and settle money disputes Reviewed on: 11th February 2026

I recommended Monzo to all my friends and family!

I love that my wage is going to be coming in a day faster then to my previous bank account (natwest) and I will be able to set up how the money is divided without having to do it every month manually! Reviewed on: 11th February 2026

Monzo is the best bank.

Monzo is the best bank. It helps me budget. How did we ever live without Pots? Reviewed on: 11th February 2026

It’s just works.

It’s just works. If you want to design the perfect bank with the ability to enforce budgets with pits, encourage saving with savings pots and all the budgeting tools you need, no need as Monzo has it. Reviewed on: 11th February 2026

Monzo is the best bank I've ever used.

Monzo is the best bank I've ever used. They are innovative, completely customer-focussed and have introduced me to new and unique ways of managing my money for the better. I can't recommend them highly enough! Reviewed on: 11th February 2026

Easy to use & accessible

Despite not having a physical branch, the app is always easy to use and accessible. Reviewed on: 11th February 2026

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