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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy to use .

5
Easy to use . Everything is easy to understand. Great content on the app. Definitely the best bank I’ve ever had. Reviewed on: 12th February 2026
Jane H's avatar
Jane H

Great product with great service.

5
Great product with great service. I have used Monzo for 8+ years and they keep innovating and bringing in features I didn't think I needed (e.g. salary sorter). Reviewed on: 12th February 2026
Ramesh S's avatar
Ramesh S

Very easy to use and I especially like the way you c...

5
Very easy to use and I especially like the way you can split costs with other Monzo users! Reviewed on: 12th February 2026
Kia Tashiro's avatar
Kia Tashiro

Customer service is great, they offer lots of produc...

5
Customer service is great, they offer lots of products, 10/10 Reviewed on: 12th February 2026
Amelia J's avatar
Amelia J

Good friendly service and easy to use

5
Good friendly service and easy to use Reviewed on: 12th February 2026
Hap's avatar
Hap

Really great bank, easy to understand and exciting c...

5
Really great bank, easy to understand and exciting changes that support my needs Reviewed on: 12th February 2026
Louise D's avatar
Louise D

I never thought I’d feel genuine affection for my bank.

5
I never thought I’d feel genuine affection for my bank. But I do! They’ve always been excellent in every interaction: helpful with insurance, resolved an attempted fraud, addressed some issues I had with duplicate payments. All promptly, without any issues. Reviewed on: 12th February 2026
JHT's avatar
JHT

Monzo bank app is fun and easy to use

5
Monzo bank app is fun and easy to use Reviewed on: 12th February 2026
Monsieur Are's avatar
Monsieur Are

Amazing bank.

5
Amazing bank. Always helpful when I need it. Wouldn’t bank anywhere else. Cannot recommend them enough. I’ve told everyone I know about Monzo and how great it is. Lots of people I know have also joined and love it as well. Reviewed on: 12th February 2026
Carys L's avatar
Carys L

An amazing product

5
An amazing product that allows you to have a great overview of how, where and when you are spending your money. I allows you to keep on top of your spend very effectively and I went from using it occasionally to using it for my everyday spend. Reviewed on: 12th February 2026
Carolina L's avatar
Carolina L

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