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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Recommend Monzo

5
It’s very easy to transfer money places and keep track of what you are spending. And the interest rates are very good as well. Reviewed on: 12th February 2026
Cormac M's avatar
Cormac M

New to Monzo but blown away by the app and how easy...

5
New to Monzo but blown away by the app and how easy it is to use. Love all the encouragement to save too. Reviewed on: 12th February 2026
Louise H's avatar
Louise H

Five stars

5
Easy to use and very handy for splitting savings into pots for sinking funds Reviewed on: 12th February 2026
Rachael S's avatar
Rachael S

Mozo all the way

5
Monzo has been a great addition to my bank accounts, I have increased my spending power and my credit rating Reviewed on: 12th February 2026
Marissa Williams's avatar
Marissa Williams

Top banking made easy

5
Simple, easy banking with no stress. Great app & good customer service when you need them. Highly recommend Monzo Reviewed on: 12th February 2026
Karen's avatar
Karen

Excellent customer service as standard

5
Everything seems well thought through and the customer service is excellent. A couple of weeks ago I lost my card. It was very easy to freeze the card and order a new one. It really took the stress out of the experience. It does really stand out these days when you receive excellent customer service as standard. Well done Monzo! Reviewed on: 12th February 2026
Seb R's avatar
Seb R

Great products, great app and easy to use

5
Great products, great app and easy to use Reviewed on: 12th February 2026
Kate V's avatar
Kate V

10/10 UI

5
It’s the best IU I love it. The pots make it so easy to put money aside for different things and the roundup feature is amazing. Reviewed on: 12th February 2026
Olivia 's avatar
Olivia

Excellent banking ,,,, also have an overdraft and fl...

5
Excellent banking ,,,, also have an overdraft and flex credit card aswell as the max current account . Honestly say they Monzo are the best bank I’ve ever used !! Reviewed on: 12th February 2026
Lance K's avatar
Lance K

Great bank online accounts ease of use.

5
Great product easy to use current account and credit card. Savings account easy to use and love the 1p a day savings product as well. Reviewed on: 12th February 2026
Anthony H's avatar
Anthony H

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